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Welcome to Legal Beagles.
Hello and welcome to Please take the time to register yourself to enjoy the benefits of the site. Registration is FREE and only takes two minutes. Your viewing experience may be limited to the first post only in certain forums without registration. Once registered introduce yourself in our Welcome Forum We find it easiest to help people keep track of their queries and claims if you create a new thread for separate issues and use those threads to view replies and respond. Have a read about the site, and please don't be afraid to ask ANY questions. Any problems, queries or if you wish to speak in confidence, feel free to contact us by email at admin@legalbeagles.info If you have already joined us, WELCOME BACK, just log in above to continue

  Forum Last Post Threads Posts
Latest Announcements and Important Information
Last 2 posts:
8th March 2010 14:03:PM Go to last post
136 1,351
WELCOME TO LEGAL BEAGLES
Pop in here and say Hi ..... you'll also find forum guidelines in here.
Today 21:54:PM Go to last post
948 6,098
Advice and Guides
Useful guidance and advice to assist with consumer debts, personal budgeting and dealing with a range of problems.
You will need to be a registered user to view this forum - registration is free
SPREADSHEETS & CALCULATORS SAMPLE LETTERS
Information and guidance in dealing with debts/creditors
Post in the DEBTS and Managing your finances (VIP) forums with your queries
Template letters to creditors if you are struggling to manage repayments
Personal Budget Sheet
Private - Register now ! 7 18
Guidance and advice on the process of claiming a refund from your bank, loan company or credit card provider for unfair overdraft fees or missold PPI

Post in the HARDSHIP or BANKS forums with your queries
Template Letters for reclaiming charges
Template Letters for reclaiming PPI

Simple Interest Calculator Compound Interest Calculator
Private - Register now ! 6 12
What to do if you are facing possible reposession, how to stop it, and surrounding information.

Post in the MORTGAGES forums with your queries
Private - Register now ! 4 11
Guidance and advice on what to do if you are being taken to court by your creditors.

Post in the 'Is your creditor suing you? ' forum for support
Received a court claim..what do I do ?
Private - Register now ! 6 8
Receiving letters/calls from DCA's ? ... Bailiffs threatened or visited ? ... Need to employ a bailiff ? Guides and information about dealing with debt collection agencies, Bailiffs and enforcement of judgements.

Post in the DEBTS or the Bailiff Issues forums for support
Letter for Council Tax Bailiffs
Private - Register now ! 9 26
  LIBRARY
OFFICE OF FAIR TRADING - OFT v Banks Test Case
- about the Test Case, and other issues pertaining to the OFT.
View all Official Test case documents, Judgments & transcripts OFT v Banks // OFT v Abbey & ors.
Reports/news and test case information from the Office of Fair Trading and related issues. What's the latest on reclaiming bank charges, credit card charges etc ? OFT v Banks and about the other work the OFT undertake.
473 6,846
Following the judgment in OFT v Banks test case this forum is for people who have their claim currently held in the courts system or who have received dismissal / strike out notifications.
Today 19:07:PM Go to last post
45 577
Following the judgment what should you do with your claim for return of unfair charges if your complaint is with the Financial Ombudsman or Banks complaints system ?
by thincat
Yesterday 17:19:PM Go to last post
21 220
issues specific to business claims
by Qvar
4th March 2010 18:29:PM Go to last post
16 242
Regulatory & Advisory Bodies
Information and discussion pertaining to the UK's watchdogs, commissions, ombudsman and regulatory bodies.
information reports and queries regarding using the FOS and up to date information on claims handling.
25th February 2010 19:51:PM Go to last post
34 139
News, Information and discussion
by TUTTSI
27th December 2009 10:49:AM Go to last post
20 64
as it says on the tin :)
28th February 2010 08:19:AM Go to last post
10 46
Information and updates, and issues surrounding the Financial Services Authority
101 438
Relevant consultations from the BERR/BIS, FSA, Ministry of Justice, Office of Fair Trading and others - working towards a fairer future. Legal Beagles have seen the positive impact consumers can have by contributing to a consultation - many of our submissions on the OFT PCA Market Study are going forwards for implementation - we need to, and CAN, do more ....
39 112
LEGALITIES
Please register to access this area - Registration is FREE
Consumer credit agreements, queries, discussions and information on the CCA 1974 & 2006
165 1,794
Reclaiming misold PPI, issues surrounding PPI and the alternatives available.
by Igotts
Yesterday 16:35:PM Go to last post
164 1,484
Discuss issues with CRAs here. Experian, Equifax etc . Default removal and other issues.
by Kafka
Yesterday 07:12:AM Go to last post
31 189
Discussion and claims focusing on interest - simple, compound, contractual ..... what are you entitled to reclaim, what rates should you be paying, how is interest calculated, also links to spreadsheets.
22 226
moving in together (Trust Deeds), Divorce, Contact Arrangements for children, division of property assets etc.
39 246
This forum is dedicated to any employment related issues you may wish to post
28th February 2010 08:06:AM Go to last post
101 665
For discussing amendments to CPRs,Statutes,Law, about the Court Service, and raise and discuss points and issues of law - including discussion regarding the Limitations Act. Please keep discussions on topic and don't post anything libellous.
4th March 2010 19:23:PM Go to last post
131 968
DEBT FORUMS
Have you received a court claim against you that you need help responding to or defending ? Post here and Legal Beagles Team will try and help you. Over 95% of debt claims bought in court go undefended.
by masck
Today 19:44:PM Go to last post
60 1,835
Hardship - help and advice for people suffering with financial difficulties.
5th March 2010 11:16:AM Go to last post
222 4,218
Any issues with Bailiffs - eg. JBW Enforcement - Equita - Jacobs - Rossendales - Marston Group - Swift - Bristow & Sutor - Philips - Crichtons - Dukes - Rundle & Co - Newlyn PLC - Phoenix Commercial - Swift Credit Services Task Enforcement - CCS Enforcement
227 1,955
Statutory Demands, Considering or being threatened with Bankruptcy, please post in here.
by Cetelco
11th November 2009 15:57:PM Go to last post
17 209
Issues relating to business debt
by stivis
22nd February 2010 23:09:PM Go to last post
12 52
Issues surronding Council Tax, payment, liability orders, bailiffs.....
by WendyB
8th March 2010 22:39:PM Go to last post
9 87
General Debt problems and issues.
by Tommy
Today 19:21:PM Go to last post
395 5,962
Are you being harrassed by your creditors ?
by Amy
8th January 2010 23:55:PM Go to last post
16 103
Advice and support in dealing with the various DCA's
Last 3 posts:
by jobbie8
7th March 2010 19:19:PM Go to last post
by saralp
5th March 2010 14:04:PM Go to last post
by WendyB
3rd March 2010 14:44:PM Go to last post
137 1,661
problems with benefits, entitilements, are the bank taking your benefits to pay their charges ?
by shooter
28th February 2010 13:39:PM Go to last post
90 609
Retail Loss Prevention, RLP Ltd, Drydens etc ... issues and problems
by righty
11th February 2010 01:02:AM Go to last post
12 29
discussion and information regarding the rise in use of credit unions and whether they are becoming a viable alternative to banks
17th December 2009 12:20:PM Go to last post
14 61
Discussion on Budgeting, surviving the credit crunch and sharing hints and tips on making the most of your money.
by MIKE770
9th March 2010 16:03:PM Go to last post
107 590
GENERAL CONSUMER ISSUES
Retailers, telecoms, vehicles & motoring, utilities.
Any issues at all....problems with warranties, delivery issues, services etc. Any consumer issue not covered in other forums should be posted in here.
5th March 2010 05:07:AM Go to last post
285 2,304
Water, Gas, Electricity problems.....supply, billing, changing supplier.....
by MIKE770
24th February 2010 13:03:PM Go to last post
119 724
Telephone supplier, mobile contracts, ISP's ... problems with contracts, service and complaints.
by paul123
24th February 2010 19:23:PM Go to last post
75 593
Car loans, finance, faults. Parking issues. Fines and Tickets.
3rd March 2010 10:33:AM Go to last post
70 705
This forum is dedicated to keeping your online experience safe and secure . It deals with the issues of internet security (viruses , spyware , adware , malware etc) , Spam , Email Scams , Phishing and many more issues.Please read carefully and feel free to post any questions.
Sub-Forums: Hoax Scams, EBaY
6th February 2010 14:05:PM Go to last post
244 1,273
BANKS AND BUILDING SOCIETIES
See the LIBRARY for STEP by STEP GUIDE, Templates letters and more information. Hardship cases should view Here
All banking issues and claims threads should be posted in the relevant banks forum.
Last 3 posts:
Yesterday 07:37:AM Go to last post
by Cotl
9th March 2010 21:05:PM Go to last post
613 8,720
for general issues relating to all banks
by acece
24th February 2010 10:50:AM Go to last post
174 988
Are you a bank worker and have something to say or pass on information ? Do you have something you would like to ask bank staff ?
4th March 2010 06:56:AM Go to last post
24 131
CREDIT CARDS / STORE CARDS
Post up details of your claim against your credit card provider.
Last 3 posts:
by tifo
Yesterday 15:45:PM Go to last post
323 5,026
eg: Littlewoods, Next, Simply Be
by enaid
7th March 2010 14:00:PM Go to last post
19 166
CLAIMS ASSISTANCE
Please use main banks forums for standard reclaims and issues relating directly to individual banks.
general business forum
by sagapal
16th June 2009 19:08:PM Go to last post
22 224
27th May 2008 08:42:AM Go to last post
5 22
INTERNATIONAL ISSUES
Bank charges, and credit facilities have similar issues in other countries. Notably the U.S. and Australia.
8th February 2010 13:43:PM Go to last post
94 157
EDUCATION AND FINANCE
Problems with student loans, budgeting as a student, benefits and help available, re-entering education and general support.
Thinking of re-entering education ? Problems with student loans ? What are your rights and entitlements ?
22nd October 2009 04:24:AM Go to last post
19 117
PROPERTY ISSUES
Mortgage, Rental, Insurance
Any issues with terms, arrears, insurance claims and anything related to property.
6th March 2010 11:01:AM Go to last post
206 2,344
PRESS
Links and discussion of newspaper, television and radio articles.
Sub-Forums: Press RSS Feeds
6,064 10,479
Selected sites we recommend for information, help and advice. This forum is closed for posting.
15th March 2009 19:28:PM Go to last post
12 23
BEAGLES COMMUNITY FORUMS
The less formal part of Beagles.....
VIP Members Forum, The Lamp Post, Working Groups Forums, Support & Advice, Campaigns
COMMUNITY
The place for Beagles to unwind, chill out and have some fun.....off topic chat, funny stuff, fantasy leagues and general interest stuff you can't find a home for elsewhere.
Threads in this forum will appear empty unless you have registered with us - Registration is FREE
Sub-Forums: LB Meets, The EXC Files
Private - Register now ! 1,724 28,936
Information, announcements and input regarding the maintenance of the site. If you have any technical issues please post them in here and Site admin will try and help. Forum help and Testing posts.
3rd March 2010 07:33:AM Go to last post
125 1,376
Music, Films, Television and other entertaining things.....
27th February 2010 12:26:PM Go to last post
96 1,762
VIP MEMBERS FORUM
Click here to subscribe to the VIP members forum - access to Chatbox, Stags Pants, Discussion & More...
FORUMS: VIP General Discussion ; VIP Claims & Working Forum ; VIP Managing your Finances ; Looking for work? ;
VIP Projects and Campaigns ; The Stags Pants
SUPPORT AND ADVICE
These forums contain useful information for a variety of personal situations. There are also private discussion forums available for womens issues and depression support. Please contact Sapphire or Amethyst.
Care Homes / Bereavement / Probate / Wills
24th February 2010 10:19:AM Go to last post
9 24
This area is for discussing womens rights, offering advice and support in many areas. There is a private discussion forum available on application, we have to restrict this area to women only.
by shas
21st June 2009 16:39:PM Go to last post
15 35
This area can affect us in many aspects of our lives, not least on our finances. There is a private discussion forum which access can be applied for by contacting Celestine, Amethyst or Sapphire.
18th November 2009 10:18:AM Go to last post
11 85
This area is for discussing mens rights, offering advice and support in many areas
19th September 2009 08:11:AM Go to last post
7 53
CAMPAIGN
17th February 2010 00:02:AM Go to last post
107 300
Information and discussion regarding free debt advice/support charities/organisations such as Citizens Advice / CCCS (Consumer Credit Counselling Service etc.
37 69
problems with debt management companies, claims management companies and information from the Ministry of Justice & OFT.
by righty
Today 18:21:PM Go to last post
136 1,466
THE KENNELS
Come here to discuss any issues with the Team that cannot be resolved on the forum. PM a team member to access this forum.


Latest Posts
Latest 2 Posts Forum Author
Hello and Help Today 21:54:PM Welcome Messages & New member Introductions vickydumbell
Bailiffs Walking Possession order unsigned not received Today 21:29:PM Bailiff Issues WendyB

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We can help you...
Reclaim unfair charges
Deal with your debts
Consumer issues
Reclaim PPI
and more...

.....

Legal Beagles is a FREE forum offering support, discussion & advice in many areas of your
life. Made up of dedicated &
enthusiastic individuals who are experienced in consumer issues. Most of us are fighting, or have successfully fought, our own
battles against the major
financial institutions.


Which? Britain needs better bank stamp 3




Reclaiming Bank Charges
Reclaim Credit Card Charges
Received a Court claim?
Reclaiming PPI
Unenforceable Credit
Business Account complaints
Dealing with Baliffs




Email: admin@legalbeagles.info
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contact PRESS




RECENT SUCCESSES from;
Likewhatie v Barclaycard
Full refund of Credit Card charges

Debtisbad v Abbey / Capquest / Egg
Unenforceable Credit Agreement debt written off

OLDER SUCCESSES WORTH READING !!!
Budgie v Capital One
Judgment for contractual interest

Jester v First Direct
Hardship claim saved from reposession

Derochelle v Lloyds
Hardship Claim in court










REGISTER NOW !





Well....Judgment has been handed down, and not fantastic news for consumers with the banks winning and all that, but never fear - we're fighting hard and urging the Oft to get a chivvy on, and a good thing has come out of it, we're much closer to the other consumer forums now which can onlybe good for everyone in the long run
READ LATEST NEWS HERE







SIMILAR FREE FORUMS...
MoneySavingExpert

Penalty Action Group

Consumer Credit Support

Penalty Charges

British Consumer

Landlord Zone Forums
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Useful Reference...

Office of Fair Trading

Financial Services Authority

HMCS





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09/09/09
Likewhatie v JD Williams Group
reduced final settlement
on unenforceable credit agreement













This year the credit crunch is
making things harder than usual
if you do need support,
or just want to talk, then there
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