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Voluntary Termination: Letter Templates

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  • Voluntary Termination: Letter Templates

    1. Notice of Voluntary Termination with immediate effect: Click here for link to template
    2. Response to finance co. disputing excess mileage charges: Click here for link to template
    3. Letter to finance co. 7 days to collect vehicle: Click here for link to template
    4. Letter to finance co. disputing condition of vehicle: Click here for link to template
    5. Letter to finance co. disputing collection charges: Click here for link to template

    If you need help dealing with VT please make a thread on the forum -> MAKE NEW THREAD

    Letter to the lender notifying them of your intention to sell the goods
    This letter is self-explanatory and can be used where the lender has failed to respond to you or acknowledge your VT letter or other correspondence asking them to collect the car. The legislation referenced in the letter allows you to sell the goods without being held liable provided that you attempt to contact the owner of the goods and require them to collect it within a reasonable time - this letter can't be used if monies are owed to you prior to the letter being sent. Lenders won't like the letter but there has been some success in sending it, as suddenly, lenders contact you pretty quickly following receipt. It may also be wise to send the letter by post and email so that there can be no excuse that it is not received.

    [ADDRESS 1]
    [ADDRESS 2]
    [ADDRESS 3]

    [ADDRESS 1]
    [ADDRESS 2]
    [ADDRESS 3]




    Dear Sir or Madam,


    Agreement number: [INSERT REFERENCE]
    Vehicle Registration: [REGISTRATION NUMBER]

    I am writing to you in relation to the above matter. Following my notice of termination of the [hire-purchase agreement] and despite repeated requests to arrange collection of the above-named vehicle, I have received no response or acknowledgement.

    The purpose of this letter is to put you on notice that in accordance with section 12 of the Torts (Interference with Goods) Act 1977, unless you collect the vehicle by [14 DAYS FROM DATE OF LETTER], I will consider the vehicle as abandoned to which arrangements will be made for it to be sold at the nearest auction. I am lawfully entitled to deduct any associated costs in the sale of the vehicle including but not limited to, storage costs, auction fees, insurance and tax coverage. Furthermore, I cannot be held liable for any losses suffered as a result of the vehicle’s sale. Once the vehicle has been sold, I will contact you further to arrange for the remaining proceeds to be transferred to a bank account of your choosing.

    [Notwithstanding the above, your vehicle is currently parked on my driveway and is causing an obstruction for other vehicles, particularly as I have now purchased a newer vehicle. The vehicle is no longer authorised to remain on my property and continued refusal to remove it will constitute a trespass to land. Accordingly, a reasonable charge of £10.00 per day shall be levied (beginning on the day following the date of this letter) until the vehicle is removed.]

    The vehicle is available for collection from my address at the head of this letter and I would suggest that you contact me on [NUMBER] to arrange a suitable time.

    I look forward to hearing from you by [DATE].


    Last edited by R0b; 20th January 2019, 13:25:PM.
    Check out some useful guides below

    A guide to voluntary termination
    Seting aside a CCJ
    Completing an N180 Form (Courtesy of Jaguarsuk)

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    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Some of the content I post may include example wording, letters, or other similar responses but they are intended purely for informational and educational purposes. Using some or all of the content I post may fail to meet your needs that is specific to your situation. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice and you can do this through the Law Society's Find a Solicitor database, by contacting your local Citizen's Advice Bureau or legal advice centres such as LawWorks. You may also be able to seek legal advice from your local university who may run a free (but limited) legal advice clinic to members of the public.

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Voluntary Termination: Letter Templates
A guide to voluntary termination: Your rights

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