It’s a free forum offering support, discussion & help for consumers from their peers and covers mainly legal and financial issues. We have a great community made up of dedicated & enthusiastic individuals who have experience in a wide range of legal, debt and consumer issues.
We have always been completely committed to ensuring LegalBEAGLES remains free to access and in continuing to offer a forum for individuals to share ideas and experiences to benefit others.
There are a number of unofficial, alternative websites offering information and services regarding the TV Licence. These websites may provide you with a premium rate phone number or may charge you a fee for a service that the official TV Licensing website provides for free.
Please be aware that some of these websites may be misleading or fraudulent and may not go on to carry out the service they promised (e.g. purchasing a licence for you or changing your licence details).
We do not endors[...]
The Financial Conduct Authority may draw a line in the sand over payment protection insurance despite complaints from banking customers still pouring at a rate of 4,000 a week.
The City watchdog said it is considering imposing a deadline on customers claiming compensation for the mis-selling of loan insurance following pressure from the British Bankers Association.
It comes despite continued criticism of banks' delaying tactics and failure to find those affected by the scandal.
The rise of online forums as a place to get debt advice represents something quite different, however. In the long history of borrowers' difficult relationship with debt, the tendency has been for people to try to deal with their debts alone. For many, taking on debt involves not just an economic relationship but a moral one.
It has often been seen as shameful not to be able to repay what is owed. (Indeed, knowing this, and before the practice was outlawed, debt collectors used to try to coer[...]
In response to Conservative plans to lower the benefits cap to £23,000, Helen Barnard Policy and Research Manager at JRF said:
“The evidence shows that out of 27 000 people affected so far by the Benefit Cap, only 2000 managed to get work, the vast majority just got poorer. Even where the cap does result in small numbers of people moving into work, if that work is low paid, insecure and unconnected to a ladder to better-paid work, it may not result in much improvement either in their livin[...]
Men's Advice Line: confidential helpline for men experiencing domestic violence from a partner or ex-partner (or from other family members). RESPECT can help by: giving you time to tell your story; offering emotional support; providing practical advice; signposting you to other services for specialist help.
via Men's Advice Line - support for male victims of domestic violence · Respect.
Over the last few weeks LegalBEAGLES have received numerous pleas for help from consumers who have unwittingly attempted to book urgent passport application appointments through a 'copycat' third party website.
The website, BritishPassportServices, is run by UK Services and Support Ltd, who are also responsible for numerous other websites including UKPassportOffices.co.uk, which was subject to an adjudication by the Advertising Standards Authority last year.
The company appears to have ram[...]
Consumers now owe a total of £196 billion collectively, increasing by 41% from last year, whilst those aged 18 to 34 have seen their debts almost double in the same period.
With two thirds (66%) of UK adults admitting they currently have some form of unsecured borrowing, MoneySuperMarket found people are racking up even more debt than last year, when the amount borrowed came to £139 billion or £4,412 on average each. Now the average amount people owe on unsecured credit is £5,898 each, [...]
The Financial Conduct Authority (FCA) is planning to gather evidence on current trends in complaints on Payment Protection Insurance (PPI).
The FCA will use this evidence to assess whether the current approach is continuing to meet its objectives of securing appropriate protection for consumers and enhancing the integrity of the UK’s financial system. The FCA will then consider whether further interventions may be appropriate - which could include a consumer communication campaign; a possib[...]
When debt gets out of control, it impacts more than just your bank balance. With the added pressure affecting all aspects of life, from mental health and sleep to work and relationships, it can be difficult to know where to turn.
This scenario is a daily reality for 1.4m people across the UK who urgently need free debt advice. That’s why we’re supporting StepChange Debt Charity as they run their second Debt Awareness Week campaign from 26th January, encouraging as many people as possible [...]
The Advertising Standards Authority (ASA) has continued its crackdown on copycat website advertising and banned ads from two different sites, which implied an affiliation with Easyjet and the National Lottery.
Easyjet complained to the ASA that a Bing-sponsored search result which appeared for directory company CTN Solutions and stated: "Call EasyJet Direct...for EasyJet Customer Services for bookings & flights", was misleading because they implied the advertiser was associated [...]