hi all
i am new to this forum and find myself here seeking your advice about a CCJ i have received from lowell just got back from a 10 days working away so i have lost time to respond already
Received a claim? Yes
Issue Date: 23 january 2020
Have you Acknowledged the Claim?: no
Total Amount Claimed : 2800 but this is 3 different accounts put together
Claimant’s Name: lowell portfolio ltd
Solicitors Firm: lowell solicitors ltd
Original Creditor: shop direct finance,EE finance,Vodafone finance
Original Debt : very account and two mobile contracts
Particulars of Claim: 1. The claim comprises the following agreements the defendant entered into
A. shop direct finance company ltd with reference xxxxxx and current balance of xxxxx
B. Vodafone finance uk ltd with reference xxxxx and current balance of xxxx
C. EE finance plc with reference xxxxx and current balance of xxxxx
the agreements were terminated as payments were not maintained and subsequently assigned to the claimant
A. the total of the said sums being £2800
B. interest pursuant to s69 county courts act 1984 but limited to 1 year,being £xxx
C. costs
Is the debt Statute Barred, no and i did have agreement with lowell for these accounts but failed to keep up with payments when not working
List any letters you have sent. i have not sent any letters
Any Other Information or Background Details:basically messed these accounts up around 5 years ago was suffering with depression at the time and failed to maintain any payments with the mobile contracts but the shop direct account became a matter of not paying them as they delivered expensive wardrobe and was damaged but they refused to take return of the item and wanted to offer compensation but i refused that so was at stand off while interest accumalated then they sold to dedt collection. i enterec into arrangement with lowell at big discount to settle these accounts then lost my job failed on a couple of payments so they removed are agreed discount and put back to the original amount i owed.
thanks in advance if anybody can help me im not sue what to do going forward
i am new to this forum and find myself here seeking your advice about a CCJ i have received from lowell just got back from a 10 days working away so i have lost time to respond already
Received a claim? Yes
Issue Date: 23 january 2020
Have you Acknowledged the Claim?: no
Total Amount Claimed : 2800 but this is 3 different accounts put together
Claimant’s Name: lowell portfolio ltd
Solicitors Firm: lowell solicitors ltd
Original Creditor: shop direct finance,EE finance,Vodafone finance
Original Debt : very account and two mobile contracts
Particulars of Claim: 1. The claim comprises the following agreements the defendant entered into
A. shop direct finance company ltd with reference xxxxxx and current balance of xxxxx
B. Vodafone finance uk ltd with reference xxxxx and current balance of xxxx
C. EE finance plc with reference xxxxx and current balance of xxxxx
the agreements were terminated as payments were not maintained and subsequently assigned to the claimant
A. the total of the said sums being £2800
B. interest pursuant to s69 county courts act 1984 but limited to 1 year,being £xxx
C. costs
Is the debt Statute Barred, no and i did have agreement with lowell for these accounts but failed to keep up with payments when not working
List any letters you have sent. i have not sent any letters
Any Other Information or Background Details:basically messed these accounts up around 5 years ago was suffering with depression at the time and failed to maintain any payments with the mobile contracts but the shop direct account became a matter of not paying them as they delivered expensive wardrobe and was damaged but they refused to take return of the item and wanted to offer compensation but i refused that so was at stand off while interest accumalated then they sold to dedt collection. i enterec into arrangement with lowell at big discount to settle these accounts then lost my job failed on a couple of payments so they removed are agreed discount and put back to the original amount i owed.
thanks in advance if anybody can help me im not sue what to do going forward
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