Originally posted by d5mcc
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Thanks for your response TUTTSI.
Lifestyle claims rang on the 18th November 2010. I spoke to a sales person who asked about my mortgage and credit cards accounts.She said that they would look into these accounts and see if I was entitled to any money back.She asked if I had taken out mortgage protection insurance incase I lost my job. I told her that I hadn't. She said that sometimes companies can still take the insurance out, even if I hadn't agreed to it. They can hide the charges in the repayments. She thought that my monthly mortgage payments would indicate this and I could have been paying this insurance. And she thought there was a good chance that I would be entitled to a substantial claim. She said that I would have to pay £352.50 up front which I would get back if I wasn't entitled to any money. I should know in about 12 weeks after I returned the forms if I am entitled to anything. She said something similar regarding my credit cards.
I rang to ask for a refund a couple of weeks ago, but I was told that it was past the 14 day cooling off period so they could not do anything. They suggested that I would be better off persuing the claim as I would either get the claim amount or my money back if I wasn't entitled..
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