Cento Client Review ( CCR Claims ) Client connection Ltd

[Mr D]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Just a question have Lifestyle issued you with a VAT invoice?

Did Cento when you paid the initial deposit issue you with a VAT invoice.

Apparently they are registered for VAT and should be properly accounting for both the money you paid up front which they should have issued an invoice with VAT included and any demands for money should also show their VAT number and the split VAT.

I will let others look at the position with the information you hve provided an hopfully someone will post up on the legal side of this.

Also, the money you paid upfront was that to be deduced from te final amount due?

Is the total of the amount they are trying to collect from you the agreed amount which you signed for with Cento?

Thanks for the reply Tuttsi,

I'll be in a better position to answer these questions tonight when I arrive back home.

On the subject of V.A.T, I did ask a Phil Owen on the telephone about a VAT No, he did say he could get me one!!

I'll be back on tonight once I've been through all the paper work. Cheers.



I've attached the pre-contractual agreement. It says "Our solicitors will endevour to recover legal expenses" or words to that effect.

Should I ask for a court reference number? I don't think this claim made it to court as Lloyds TSB did admit to misselling.

CCR's welcome email.:



[FONT='Arial','sans-serif']Welcome to the one stop shop for reclaiming back money that is rightfully yours. Here at CCR Claims we specialise in helping clients get back money that they thought was long gone.[/FONT]
[FONT='Arial','sans-serif']Much has been published regarding the miss-selling of financial products by the major lenders in the U.K over the last 15 years, but many people don’t realise or don’t want to believe that they have been miss-sold to, but the reality is that millions of people across the U.K have been affected by this.[/FONT]
[FONT='Arial','sans-serif']We specialise in 2 areas of this financial sector, the first being Payment protection insurance (P.P.I) this is a policy added onto a loan agreement to protect you against unemployment/sickness and in an ideal world would pay your loans for a period when you are unable to do so, but the sad reality is that without the policy being sold correctly it is not worth the paper it is written on. We have a 85% success rate on cases that include P.P.I.[/FONT]
[FONT='Arial','sans-serif']The second area we specialise in is Unenforceable loans (This is when a loan breaches the consumer credit act set up to protect you against miss-selling) in these cases when an agreement is deemed as unenforceable any outstanding balances can be potentially written off leaving you debt free.[/FONT]
[FONT='Arial','sans-serif']You have already made the first step to reclaiming your money by speaking to your claim advisor so here are a few frequently asked questions to help you understand more fully what CCR Claims will be doing for you.[/FONT]

FAQ

How long will my claim take?

[FONT='Arial','sans-serif']All claims are different, but generally we aim to get our clients a full settlement within 6-8 months of us receiving the original agreements from your lender, this can be considerably speeded up if you have the original agreement from the lender[/FONT]

Will I need to pay anything upfront?

[FONT='Arial','sans-serif']The fee for processing your claim will be discussed with an advisor at the time your order was placed[/FONT]

Will I be charged if my claim fails?

[FONT='Arial','sans-serif']No, definitely not, on the contrary if all your potential claims prove unsuccessful we will refund in FULL any administration fee, making this process 100% risk free for you the client.[/FONT]

Does the policy itself have to be unreasonable or defective for me to win?
[FONT='Arial','sans-serif']No, you have a valid claim if you were pressured into taking out the policy, or if the real costs and conditions were not made clear at the time.[/FONT]

Will you claim back 100% of my premiums paid?
[FONT='Arial','sans-serif']Yes, and this will be repaid to you in full + interest.[/FONT]

If I’ve paid off my loan/mortgage some time ago, can you still help me make a claim?
[FONT='Arial','sans-serif']Yes. In most cases, we can reclaim charges for the past six years irrespective of whether the account is still open.[/FONT]

What if my question isn't answered here?
[FONT='Arial','sans-serif']Feel free to call us on 01792 762387 and speak to one of our highly trained Advisers, who will be happy to help.[/FONT]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Just a question have Lifestyle issued you with a VAT invoice?

Did Cento when you paid the initial deposit issue you with a VAT invoice.

Apparently they are registered for VAT and should be properly accounting for both the money you paid up front which they should have issued an invoice with VAT included and any demands for money should also show their VAT number and the split VAT.

I will let others look at the position with the information you hve provided an hopfully someone will post up on the legal side of this.

Also, the money you paid upfront was that to be deduced from te final amount due?

Is the total of the amount they are trying to collect from you the agreed amount which you signed for with Cento?

Hi Tuttsi, thanks for the welcome.

I've just checked the email and the company name I signed with appears as:

Cento Client Review Client Connection Ltd trading as Cento Client Review.
Princess House
Princess Way
Swansea

Also just under the signature box:
Legal Redress Ltd
Corporation House
Corporation Road
Swansea

Gravity Financial Solutions
Independant Financial Claims Ltd T/A Gravity Financial Solutions
New Road Side
Horsforth
Leeds

Ministry of Justice No CRM 19136

[Mr D]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Hi Tuttsi, thanks for the welcome.

I've just checked the email and the company name I signed with appears as:

Cento Client Review Client Connection Ltd trading as Cento Client Review.
Princess House
Princess Way
Swansea

Also just under the signature box:
Legal Redress Ltd
Corporation House
Corporation Road
Swansea

Gravity Financial Solutions
Independant Financial Claims Ltd T/A Gravity Financial Solutions
New Road Side
Horsforth
Leeds

Ministry of Justice No CRM 19136

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Welcome Mr D

It is good that you received your money directly to your account - that is good news.

Cento and Lifestyle are one and the same company underumbrella of their Ltd Company. I am not a legal expert but would have thought that Cento could have still come after you as I am sure you must have signed the forms with them which would have entitled them to their agreed commission.

As you say they are chasing you under the umbrella of Lifestyle which is not who the contract was signed. When you are back home can you please post up the original agreement with Cento (omitting your personal details) as it may be that the contract was with the Ltd Company. and not the trading name.

Are you interested talking about your experiences with this Claims Management Company on a documentary for National TV, please let me know.

Hi, I'm new to this site and it could well be the best site so far.

We signed up to Cento Client Review a couple of years ago, paid them £299 and some administration fees, £10 for bank administration for each claim form(4). We got a phone call from Swansea asking if we wanted to "fast track" our claim for another £300. We refused. Months and months went by with no more contact from CCR and then letters from Legal Redress and Ultimate Law started arriving wanting us to fill in claim forms. We ignored these. We kept an eye on the legal proceedings as 3 claims, credit card, mortgage and bank loan were with Lloyds TSB.

We then recieved another claim pack from Lifestyle Claims which is still in the drawer. To cut a long story short, we won our 3 claims from Lloyds TSB who paid us directly into our account and by cheque. The problem now is Lifestyle Claims are sending letters demanding £2,000+ for their work!! Iasked Lifestyle Claims to email me any documents with my signature giving them permission to start my claims. They sent a signed claim form, my signature, but it was the Cento Cleint Review claim form. Should I pay Lifestyle Claims this £2,000+?

I can go into more detail when I get back home to Scotland as all my paper work is there. Thanks in advance for any advice.

Mr D.

[Mr D]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Hi, I'm new to this site and it could well be the best site so far.

We signed up to Cento Client Review a couple of years ago, paid them £299 and some administration fees, £10 for bank administration for each claim form(4). We got a phone call from Swansea asking if we wanted to "fast track" our claim for another £300. We refused. Months and months went by with no more contact from CCR and then letters from Legal Redress and Ultimate Law started arriving wanting us to fill in claim forms. We ignored these. We kept an eye on the legal proceedings as 3 claims, credit card, mortgage and bank loan were with Lloyds TSB, who then admitted to their faults.

We then recieved another claim pack from Lifestyle Claims which is still in the drawer. To cut a long story short, we won our 3 claims from Lloyds TSB who paid us directly into our account and by cheque. The problem now is Lifestyle Claims are sending letters demanding £2,000+ for their work!!(for 1 claim) I asked Lifestyle Claims to email me any documents with my signature giving them permission to start my claims. They emailed a signed claim form, my signature, but it was the Cento Cleint Review claim form. Should I pay Lifestyle Claims this £2,000+?

I can go into more detail when I get back home to Scotland as all my paper work is there. Thanks in advance for any advice.

Mr D.

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Following my conversation today with the production company they have asked me to find someone who has used a Claims Management Company where they have been asked to pay upfront fees, then have been asked to pay further fees to continue with their claim which has then put them in a vunerable situation pushing them into a hardship situation. Can you please urgently PM me if this has happened to you and you would be prepared to take part.

Read more at: Help Required Urgently With Cmc's - Legal Beagles Consumer Forum

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

The woman who called her told her that the government has already taken this money from the banks and it is "just waiting to be distributed". Is there any truth to this?

Of course there isn't! :rofl:

Report the vache folle to Consumer Direct, on 08454 04 05 06.

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Have a read of this thread, for claiming credit card charges and interest
http://www.legalbeagles.info/forums/...ad.php?t=17444 and other cases in our credit card section http://www.legalbeagles.info/forums/...splay.php?f=33

No no no...she didn't pay anything. Of course not. I am really pleased to hear that.

Thanks for the info. We are not looking to claiming anything back with regards to loans etc....we don't want to do anything like that. But the credit card charges is quite interesting though. It may be worth pursuing. To be honest, we have not had a chance to read any more about it as this only happened yesterday and I'm very busy today. As soon as we do and we decide what to do we will post again. I just wanted to share my cold cold horror story (well, my fiancee).

The woman who called her told her that the government has already taken this money from the banks and it is "just waiting to be distributed". Is there any truth to this?

Not heard of that one tbvh Who actually would be distributing the money the government????if it does not make sense it is more than likely not true.

[rocklobster]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

No no no...she didn't pay anything. Of course not.

Thanks for the info. We are not looking to claiming anything back with regards to loans etc....we don't want to do anything like that. But the credit card charges is quite interesting though. It may be worth pursuing. To be honest, we have not had a chance to read any more about it as this only happened yesterday and I'm very busy today. As soon as we do and we decide what to do we will post again. I just wanted to share my cold cold horror story (well, my fiancee).

The woman who called her told her that the government has already taken this money from the banks and it is "just waiting to be distributed". Is there any truth to this?

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Did your financee pay the £360 upfron fee?

Many of our members have struggled to get the money back even after several years and todate we really are unaware of anyone actually recovering monies through the Claims Management companies.

Bank charges are a definate no go after the OFT lost bank charges case a few years back.

Credit Cards you can do this by simply writing a letter, many here have recovered all charges in relatively a short time in some cases about 9 days with just a simple letter.

Writing off credit card / loan agreements - is extremely dodgey territory I am afraid as many have come unstuck. We do not support this type of claim on this site.

The only other type of claim which you can claim is for PPI, as this has in a recent high court case gone in favour of the people who have been forced to take this type of insurance. Claims have been on hold during the claim in court but they are now being dealt with.

We have a wealth of information here on this site for you to be able to progress these claims yourself and save ££££'s. Also, when someone plucks a figure out of thin air for £9k I would really think twice. No one can possibly know what is involved as they are not privvy to your banking and personal details.

Hi all, i have read a large portion of this thread and wanted to add to it:

Yesterday, my fiancee got cold called by Client Connection Ltd (who i see are affiliated with Cento). They basically spoke to her for 45mins (!!) about recovering bank and loan charges. She was told they could recover £9000 for her"deduced from the next to nothing details my fiancee gave them apparently) and would keep %30 of the final recovered , plus 8% of the interest on the 9k and she had to pay £360 up front but that would be refunded if the claim was unsuccessful.

Apparently the woman cold caller was very very convincing (as they are), even telling my fiancee that she herself hates cold callers!

Obviously my fiancee told them we need to think about it, but was told she only had till 1pm today and they would only call her back once and if she didnt go with them now she would miss her chance. Crazy huh?

She then went on to tell her that she can claim back any old credit agreements i had, like store cards, protection plans, late charges all the way back from 1974. Is this true? I though it only went back 7 or 8 years..


From reading though the posts here, i think I'm going to read the posted booklet and write to our banks ourselves, see what happens

[rocklobster]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Hi all, i have read a large portion of this thread and wanted to add to it:

Yesterday, my fiancee got cold called by Client Connection Ltd (who i see are affiliated with Cento). They basically spoke to her for 45mins (!!) about recovering bank and loan charges. She was told they could recover £9000 for her"deduced from the next to nothing details my fiancee gave them apparently) and would keep %30 of the final recovered , plus 8% of the interest on the 9k and she had to pay £360 up front but that would be refunded if the claim was unsuccessful.

Apparently the woman cold caller was very very convincing (as they are), even telling my fiancee that she herself hates cold callers!

Obviously my fiancee told them we need to think about it, but was told she only had till 1pm today and they would only call her back once and if she didnt go with them now she would miss her chance. Crazy huh?

She then went on to tell her that she can claim back any old credit agreements i had, like store cards, protection plans, late charges all the way back from 1974. Is this true? I though it only went back 7 or 8 years..


From reading though the posts here, i think I'm going to read the posted booklet and write to our banks ourselves, see what happens

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Have you written to them, given them a final letter before action?

have you contacted your card holder from where the money was taken?

Have you contacted the Ministry of Justice, as they authorise them.

Just checked on Companies house and they are still trading.

HI everyone!

I can't believe this company has caused so much misery. I seem to have experienced the same story (nearly) as everyone else. Money Claiming Experts hounded me for ages. I was getting married at the time and I stupidly caved in and answered their call. I am in the same situation as a lot people, being 'duped'. I paid £299 in 2010 and I can't get hold of anyone from this company. I am noting down what other people have done on this forum!

Anyways...lesson learned...NEVER give cold callers the time of day....

Thanks

DupED

[Duped]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

HI everyone!

I can't believe this company has caused so much misery. I seem to have experienced the same story (nearly) as everyone else. Money Claiming Experts hounded me for ages. I was getting married at the time and I stupidly caved in and answered their call. I am in the same situation as a lot people, being 'duped'. I paid £299 in 2010 and I can't get hold of anyone from this company. I am noting down what other people have done on this forum!

Anyways...lesson learned...NEVER give cold callers the time of day....

Thanks

DupED

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

Hi Jday

I too have been duped by these guys.

I feel so foolish but as somone said they are very convincing. Yep agree

Can anyone offer any advice? Yep

Can I claim my money back through my credit card? You can try, when did they take money from your card?

I saw some advice about writing to them but who exactly do I write to? Firstly, please let us kno what they said to you, what they can claim for - in otherwords what did they promise you?

I really hope someone can help, it's all very depressing.We can only try, but you need to let us know chapter and verse, ie dates what they said etc ect...

Thanks

Jimmy

[jday]

Re: Cento Client Review ( CCR Claims ) Client connection Ltd

I too have been duped by these guys.

I feel so foolish but as somone said they are very convincing.

Can anyone offer any advice?

Can I claim my money back through my credit card?

I saw some advice about writing to them but who exactly do I write to?

I really hope someone can help, it's all very depressing.

Thanks

Jimmy