Hi, I need alittle help if anyone can so here goes,
I sent a letter (the one u d/l) to Halifax saying I wanted to reclaim the £2270 of charges they had from me, they said it was suspended blah blah, but now I need it I have had a few more charges since and am £300 over my £650 overdraft. I also have fines that amount up to£300 from other things like parking that shouldve been paid along time ago, i have about £9000 in loans and credit card which are bieng delt with by a debt mangement compony and I am 2months sort of £500 rent so £1000 for both months, plus my car has just been taken to the scrapyard as it broke down and I work 13 miles from home.
As you can see this is pretty bad do you think if I explained this to my bank for financial hardship they would look at my case if so what would be my best bet to go about it?.
Thanks.
I sent a letter (the one u d/l) to Halifax saying I wanted to reclaim the £2270 of charges they had from me, they said it was suspended blah blah, but now I need it I have had a few more charges since and am £300 over my £650 overdraft. I also have fines that amount up to£300 from other things like parking that shouldve been paid along time ago, i have about £9000 in loans and credit card which are bieng delt with by a debt mangement compony and I am 2months sort of £500 rent so £1000 for both months, plus my car has just been taken to the scrapyard as it broke down and I work 13 miles from home.
As you can see this is pretty bad do you think if I explained this to my bank for financial hardship they would look at my case if so what would be my best bet to go about it?.
Thanks.
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