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Re: Lowell solicitors
I will have a look, while my agreements are pages long the text size is much bigger. Leave it with me
I will have a look, while my agreements are pages long the text size is much bigger. Leave it with me
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Re: Lowell solicitors
:tinysmile_twink_t2:Comment
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Re: Lowell solicitors
Hello
Just an update. I've received a letter from court today. Lowell solicitors have issued court proceedings against me in a small claims court. What I want to ask is, what do I say in the response paperwork? I obviously can't afford to pay this back and I don't want to get a CCJ. Is there any advice on what to do?Comment
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Re: Lowell solicitors
Carlos post a copy of the Claim Form after removing your name address an the claim number or type in the particulars of claim word for word.Originally posted by Carlosdecorator View Post
nemComment
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Re: Lowell solicitors
I'll give some background info.
I took out a capital1 credit card and ran up the credit card. I was not in the right frame of mind at the time and was currently and still am receiving mental health support and medication. After running up the card I ended up in prison and believe around then I got a default. I spent just under a year in prison and have been out now for 3 years. I've turned my life around and have a family now. I've not commited any other crime and have started my own business. I'm currently on benefits because I'm working at a virtual loss (I won't give up). I'm already paying back 2.5k over payment from the benefits (no fault of my own) and paying a business loan back that helped me set myself up. I have a partner on maternity leave an a 5 month old baby. If I had the money I would pay this debt. How do I make it all go away or stop them hounding me and giving me a CCJ?Comment
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Re: Lowell solicitors
Docs includedComment
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Re: Lowell solicitors
Carlos No ONE is going to judge you here on LB!!Originally posted by Carlosdecorator View Post
It will help us to help you if we know the details of the claim then we can work with you to sort this out.
nemComment
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Re: Lowell solicitors
Thank you. I've uploaded the 1st and 2nd page of the claim form they sent. The rest is asking me for income and expedituresComment
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Re: Lowell solicitors
OK Carlos,Originally posted by Carlosdecorator View Post
Have you acknowledged service of the claim, if not do so online asap state intention to defend in full, do |Not mention any thing in defence now.
You need to send a CCA request to Lowell £1 statutory fee ( postal order marked for statutory fee only on both sides, make a copy and keep for your records.
See green shortcuts box above.
Use signed for post check delivery date and signature (print a copy)
Send a request under the provisions of CPR 31.14 for the documents mentioned in the particulars of claim (no fee) to Lowell solicitors by signed for post.
nemComment
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Re: Lowell solicitors
Hello
I've already sent a request for the agreement and statement of account to lowell few weeks back and they sent one what I asked back. Think you have uploaded it for me above somewhere. Do I need to re send for another? I've not acknowledged anything yet but will do nowComment
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Re: Lowell solicitors
I'll have a look in the morning Carlos dinner calls.Originally posted by Carlosdecorator View Post
nemComment
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Re: Lowell solicitors
Thanks.
DO I contest juristiction?Comment
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Re: Lowell solicitors
Just read only if I live in Scotland etc so not ticked itComment
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Re: Lowell solicitors
Hello
This is the letter I found on here in the templates. Is this ok to send as it is barring the ***'s where I'd put my agreement number in and the top where my claim number would go?
Lowell Portfolio I Ltd., Lowell Solicitors Limited
Ellington House PO BOX 1419
9 Savannah Way Northampton
Leeds NN2 1BU
West Yorkshire
LS10 1AB
Dear Sirs,
Claim Number:
Request for documents mentioned in a statement of case under CPR 31.14
On 19.04.16 I received a County Court claim from yourselves of which I have acknowledged receipt indicating my intention to defend in full.
To enable me to file my defence and/or counterclaim, I require inspection of documents you mention in your statement of case ahead of filing my defence.
1. Consumer CreditAct 1974 regulated agreement with Capital One under account reference *************(‘the Agreement’)
2. Default notice
3. Assignment 20.06.2014
4. Notice
In accordance with CPR 31.15(c) I undertake to be responsible for your reasonable copying costs incurred in complying with this CPR 31.14 request.
You should note that this claim has not yet been allocated to a specific track and the provisions of CPR 27(2) are of no effect. Had your claim not been issued through CCBC the Claimant would have been obliged to attach copies of the documentation upon which it relies to the Particulars of Claim. I, as Defendant, am entitled to see the documents on which the Claimant relies and which you will have to produce at trial. Disclosure at this stage will enable me to fully plead my case and further the Overriding Objective.
You should ensure compliance with your CPR 31 duties and ensure that the document(s) I have requested are copied to and received by me within 7 days of receiving this letter.
If you require more time in which to comply with this request you must tell me in writing and confirm your agreement to an extension of the time allowed for me to file my defence as allowed under CPR 15.5 so I may notify the court.
I look forward to hearing from you.
Yours sincerely [MENTION=42011]Nem[/MENTION]Comment
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Re: Lowell solicitors
bumpComment
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