Hi all,
Been a while since i asked for help on here, hoping someone can shed some light for me.....
Short story:
Messed up years ago with a store card, a CCJ was placed against me in November 2011 for £266* (original debt would have been £100 on a store card).
As i had moved out of the address where the CCJ was issued, i was un-aware of a CCJ until i did a credit report in 2015.....
The CCJ dissappeared from my record in Nov 2017...
Today, i took a phonecall on my works direct dial number (not advertised anywhere, although, HMRC/Gov websites have my direct dial number to do with my gateway profile)* from a lady saying she is from weston super-mare county court...
She said a firm called Drydens had purchased a debt from santander, and (cant recall what she activily said) that the debt firm was applying for the CCJ to be re-instated, or was applying to use court ballifs to collect the CCJ value for £266 pounds.....
I thought the debt would be statue barred after 6 years, but she said CCJ's are enforceable, anytime...* I believe the lady might have been calling from the "Warrant of Control" team ? (from the telephone number, google search....)
Any ideas how this works ?*
Is it right that, if no attempt has been made to chase the CCJ debt in 8 years, a debt firm can buy the debt (for £1 for instance), then apply to the courts to appoint a ballif to recover the debt by knocking on my door ?
Been a while since i asked for help on here, hoping someone can shed some light for me.....
Short story:
Messed up years ago with a store card, a CCJ was placed against me in November 2011 for £266* (original debt would have been £100 on a store card).
As i had moved out of the address where the CCJ was issued, i was un-aware of a CCJ until i did a credit report in 2015.....
The CCJ dissappeared from my record in Nov 2017...
Today, i took a phonecall on my works direct dial number (not advertised anywhere, although, HMRC/Gov websites have my direct dial number to do with my gateway profile)* from a lady saying she is from weston super-mare county court...
She said a firm called Drydens had purchased a debt from santander, and (cant recall what she activily said) that the debt firm was applying for the CCJ to be re-instated, or was applying to use court ballifs to collect the CCJ value for £266 pounds.....
I thought the debt would be statue barred after 6 years, but she said CCJ's are enforceable, anytime...* I believe the lady might have been calling from the "Warrant of Control" team ? (from the telephone number, google search....)
Any ideas how this works ?*
Is it right that, if no attempt has been made to chase the CCJ debt in 8 years, a debt firm can buy the debt (for £1 for instance), then apply to the courts to appoint a ballif to recover the debt by knocking on my door ?
Comment