I have an old debt that is due to become statute barred in a few months and hopefully fall off my credit file next year as it has been deliquant since 2014. A couple of months ago I enquired about ppi on past loans on the off chance, all have been paid in full except this one - one came back to say I was miss-sold and a couple to say they had no record of any ppi, and nothing from the one in question.*
My question is have I 'acknowledged' the debt? And re-set the clock for the statute barred period or with my credit report. The query related soley to ppi being taken out at such and such date but no reference to the loan or amount.
Ive tried to search online but can't find what actually constitutes to an 'acknowledgement'
Would be grateful of any advice please
My question is have I 'acknowledged' the debt? And re-set the clock for the statute barred period or with my credit report. The query related soley to ppi being taken out at such and such date but no reference to the loan or amount.
Ive tried to search online but can't find what actually constitutes to an 'acknowledgement'
Would be grateful of any advice please
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