Cabot Help, Wont Give up

[charitynjw]

*Yes, But they have just recently magically appeared with **theses documents after 10 years of battling with Cabot and various other dcas, all owned by Cabot

*Yes, you still reckon you never signed? or
Yes, you now realise that you did sign?

**Again, it's a bit difficult to comment as we've only seen one page

[richie0522]

There is only one page.

I have never ever had a m&s credit card

[charitynjw]

There is only one page.

I have never ever had a m&s credit card

Yes, but if they got a cca from 2006 with my name on it and signed by me well they got me.

Could you clarify the obvious anomoly in your two statements?

[richie0522]

Never mind, i give up.

Gone over this many times

[richie0522]

How can i delete all my posts

[charitynjw]

Never mind, i give up.

Gone over this many times

.....but not with clarity imho.

[Amethyst]

Just to try clarify things ...

Richie never had a credit card with M&S - this seems to be a tracing error or possible ID fraud. Also it is statute barred.

The signature is not Richies. The agreement is incomplete.

He has told this to Cabot a number of times

He has sent all the requests possible.

Has now done a SAR and provided ID

Currently waiting for response to last letter of complaint ( post #26 - https://legalbeagles.info/forums/for...12#post1470012 ) and for a response to SAR.

[richie0522]

Yes, Thank you AMETHYST, spot on.

But that signature look like the signature from my driving licence, similar.

but yes never had a card.

they have produce statements which are false aswell.

Response is over the 12 plus 2

[richie0522]

the agreement they send has one page and just my signature. no address etc.

[Amethyst]

Ok, if they take you to court they would need to provide the rest of the agreement to have complied with your CCA request to obtain judgment. They are now in default of the request but of course they can comply at any time if they get the rest of the agreement from M&S.

Hopefully things will be clearer once they respond to your June letter and SAR.

[richie0522]

Thank you AMETHYST, will keep you informed.

[richie0522]

Cabot to date have not responded to my June letter dated 10th June 2019, and my and SAR request dated 12th June 2019.

[Amethyst]

They have 30 days to comply with the SAR - the aim of the other was to stop them contacting you but still be nice to have a response of some kind - I'd wait for the SAR and have a good dig through everything before doing anything else .... unless you hear from anyone in the meantime of course xx

[seduraed]

If it ever goes to court don't use the word liar. In your defence use the terms error in fact and error in law.

[richie0522]

I bet you it will go quiet for some months and they will start again.

But one might think the last letter I sent was very good and I did not send that type of letter before.