Cabot Help, Wont Give up

[richie0522]

Are they that bold?

[Amethyst]

It is all a little odd to be sure, I think it's just ineptitude though rather than anything dark ( lol ). Anyway let's see what they come back with on your letter.

Just let us know soon as you hear anything else in the meantime.

[richie0522]

will do thanks

[richie0522]

Cabot have replied.
They have resent all the false statements they send me 5 years ago, with an my address printed on the M&S statements.

All the responses they did this year and last which have not really supplied any information.

CCA signed by myself on the 30th Nov 2006.

Default noticed sent by M&S in 2017.

[richie0522]

[richie0522]

[Amethyst]

Have they said this before anywhere ?





Obvs their last letter says 06 May 2008 which is a bit different.

Is the signature correct ? Presumably there's other pages to that agreement ?

[Amethyst]

Ahhh that's in response to a letter dated 21st May - so not the most recent one you sent.

[richie0522]

there is load of documents they have sent and theses documents they have sent before.

Just read there covering letter and its says they are replying to my 21st May 2019 not the one I just sent.

[richie0522]

They have also sent statements ranging from 2006 to 2009, the addresses on they are false and not correct.

[richie0522]

I think this is the response to my letter dated 10th June 2019.

Theses documents to me look genuine which I am amazed at how they gone to such lengths to prove this debt belongs to myself.

If they issue court action I think the courts will side with Cabot regarding this debt.

Any guidance on the way forward.

[richie0522]

I think this is the response to my letter dated 10th June 2019.

Theses documents to me look genuine which I am amazed at how they gone to such lengths to prove this debt belongs to myself.

If they issue court action I think the courts will side with Cabot regarding this debt.

Any guidance on the way forward.

[Amethyst]

The addresses on the statements, are they linked to you in anyway - maybe through financial associations on your credit file? do you recognise them at all?

Also I don't think this is in response to the June letter, as you didn't mention anything about your credit file searches in that letter... so this is in reply to the 21st May letter as they state in the first page.

And is that your signature?

[richie0522]

Not my signature, but my name is on the agreement.

They are the right addresses I have live at but when theses statements which I been sent to myself I did not live at the address at the same time when they said I had this account.

I have challenged this and Cabot have told me to go back to M&S.

They are false.

Because of my Job I have moved around a lot since 2005 and the statements say that I lived at my Wiltshire address when in fact I live at my Bedfordshire address.

I have now left my job and now live and settle for good in Scotland.

Just saying if you wondering why so many addresses.

[Amethyst]

That's fine, I just wondered if it had been fraud by someone who maybe took over a tenancy where you lived, but seems unlikely that the address would change to other addresses of yours. The signature doesn't look like your name, do you have driving licence, passport etc that you have signed for comparison ? ( I mean to show Cabot that it is not your signature )

In the statements are there purchases made in stores where you couldn't possibly have been at the time ? eg. a purchase made in London while you were in Scotland and able to evidence such if required.

I think you wait for a reply to the June letter - then if they are continuing, make a formal complaint, spelling everything out to them, with a view to going to the Financial Ombudsman to try get this sorted for once and for all.