Hi I’m new with a Cabot Finance nightmare ongoing

[Bipolarbare]

HELP

my husband went bankrupt nov 2017
news to me until recently
he was forced into this by HMRC

now I’ve received a CCJ stating Cabot Finance are going to take our house as he owes them £6000

i had no idea this was going on, wrote to court asking for help informed them Cabot did drive by valuation and uundervalued our home by approx 60k stating it’s a family home, I’m bipolar, on benefits and need help.

ive just received a letter saying court to go ahead in May when we are away

i don’t know what to do, husband just keeps saying he will sort it and then buries his head in the sand

im out of my mind with worry

[jaguarsuk]

HELP

my husband went bankrupt nov 2017
news to me until recently
he was forced into this by HMRC

now I’ve received a CCJ stating Cabot Finance are going to take our house as he owes them £6000

i had no idea this was going on, wrote to court asking for help informed them Cabot did drive by valuation and uundervalued our home by approx 60k stating it’s a family home, I’m bipolar, on benefits and need help.

ive just received a letter saying court to go ahead in May when we are away

i don’t know what to do, husband just keeps saying he will sort it and then buries his head in the sand

im out of my mind with worry

Firstly Hi and welcome. You have come to the right place for help.

You say your husband has been burying his head, does this mean he received the original claim form and did nothing about it?

Is the Judgement in both your names or just his? And the letter you have received to go to a hearing in May in joint or his sole name?

If you have the original claim form it will be useful if you complete the details using this template in your next post

Issue Date:
Have you Acknowledged the Claim?:
Total Amount Claimed:
Claimant’s Name:
Solicitors Firm:
Original Creditor:
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: Please type out in full excluding names/account numbers:
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR )
Any Other Information or Background Details:

[Bipolarbare]

Thanks for your swift
the CCJ is in both our names against our home as mortgage is in both names
all I have I a letter requesting we attend court as requested by Cabot Finance

[jaguarsuk]

Did your husband get the clam pack and just ignore it? If he responded to the Claim pack then it's best to know. You say in the title this is ongoing, so how long has this been going on and what communication has there been from day 1 to now.

Do you know what the debt is for as it was in both your names for them to get a Judgement in both names?

Is the letter inviting you to a hearing for an Application for charging order on land?