Help needed asap for defence by 7th jan..lowell /lucas credit services

[tabitha62]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

shall i copy the statute barred letter from the link you sent me? or write a prove it letter? i dont want to reset the clock
its a t mobile account not a utility bill

thanks

[charitynjw]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Hi thanks for your help

Can you please send me a link or help me with the cpr im not clued up at all in how to deal with this
Top of this thread.
also statute barred letter
See Debt Camel link post #29.

as i need to put my defence in by 7th jan, by writing to them again its going to go past the date for defence until i receive any correspondence back
Yep.
No problem, just adapt defence example to say that
CPR 31.14 letter sent to (solicitors) on (date) - awaiting reply.
SB letter sent to (solicitors) on (date) - awaiting reply.

Don't forget the SAR to EE.

[tabitha62]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Ok ive already wrote to lowell's with a cpr i sent a £1 postal order with that and they then sent me letters and docs ive posted on here,
so can i do this again but not pay another £1?? im so confused now. as ive already sent cpr . but they ddint send me all the info maybe because i only asked for contract/agreement proof.

I wasn't aware i can do another cpr
Do i send to their solicitor or Lowells?
thanks

[charitynjw]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

shall i copy the statute barred letter from the link you sent me? or write a prove it letter? i dont want to reset the clock
You could combine the 2 letters
Remove any 'first-person' references from the SB letter - just write 'also, it would appear from the scant information provided by you that this claim is statute-barred......'.etc.
its a t mobile account not a utility bill
Yep.
Not much difference as far as the court claim tactics go, though.

thanks

####

[charitynjw]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Ok ive already wrote to lowell's with a cpr i sent a £1 postal order with that and they then sent me letters and docs ive posted on here,
so can i do this again but not pay another £1?? im so confused now. as ive already sent cpr . but they ddint send me all the info maybe because i only asked for contract/agreement proof.

I wasn't aware i can do another cpr
Do i send to their solicitor or Lowells?
thanks

Lol!
The letter you sent (to whom?) included a £1 payment.
That appears to have confused the issue.
The CPR letter should be sent to the solicitors.
No harm in sending another one, esp if your original was to the Claimant.

[tabitha62]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

I sent a cpr to lowells and their solicitors and a £1 po to lowells for the documents .i was advised this is what i have to do from a forum think it was this one it was a template.

[charitynjw]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

I sent a cpr to lowells and their solicitors
Do you have a copy & proof of posting for this?
and a £1 po to lowells for the documents .i was advised this is what i have to do from a forum think it was this one it was a template.
No problem with this if a CPR letter was also sent to sols (with proof of posting).

& there's still the potential SB issue.

[tabitha62]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Ok, i shall send for more info then but can i still put my defence in , over next few days, even though im awaiting more info where do i stand with this,? i doubt il get the info back from them in time as i only have 4 days left now.

Thanks

- - - Updated - - -

& there's still the potential SB issue.

yes i do have proof of postage, can i still send for more info though?

[charitynjw]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Ok, i shall send for more info then but can i still put my defence in , over next few days, even though im awaiting more info where do i stand with this,? i doubt il get the info back from them in time as i only have 4 days left now.

Thanks

- - - Updated - - -



yes i do have proof of postage, can i still send for more info though?

Could you post up your CPR letter? (or type verbatim).
Remove personal data.

[tabitha62]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Could you post up your CPR letter? (or type verbatim).
Remove personal data.

Here is the cpr it comes in 2 parts as it ran into 2 peices of paper

[charitynjw]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Ok.

It would appear that you've only asked for the agreement/contract.
You can also request the Notice of Assignment.
If it were me I'd also want a breakdown of the alleged debt.

Btw, your stated date for your defence on your letter appears to be wrong?

[Debt Camel]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

On what basis are you disputing this debt? When did you last make a payment to this mobile account?

(Sorry if that sounds argumentative, I'm just worried in case a real argument has got lost somewhere.)

[tabitha62]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

Tbh i cannot remember when i made any payments the debt goes back to 2011
I did notice just today the date was wrong in one part of cpr letter but correct date was also on there.

do i need to again send letters for more info in what way do i word this? please im not good at letter writing also should i still put in defence while waiting for their reply.

Thanks

[tabitha62]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

I am drafting up a letter to send lowells now .do i send to them or their solicitor ?. with requesting more info. i shall try get it posted on here so you can advise if its ok or not. Do i need to put on there a timing of how long they have to respond to me. ?


Thanks

[MIKE770]

Re: Help needed asap for defence by 7th jan..lowell /lucas credit services

If you issued CPR31.14 - then do not remind them of their obligation- use later to your advantage if they fail to supply, - court system rules not Lowells etc

always come here 1st for the peeps to advise your next move, no letter table tennis with lowells etc it shows you are frightened and they want
that ! do are the pits of society and a disgrace to the so called legal system!