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Lowell Claim Form letter for debt I don't owe...

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  • #91
    Originally posted by jaguarsuk View Post

    NO, any communication with them should be in writing, what is written down can't lie.
    Totally agree............always have a verifiable paper trail.
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb


    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.


    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

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    • #92
      Originally posted by Amethyst View Post
      Thank you for uploading that, it looks like we're okay as your witness statement and documents don't need to be filed until 14 days before the hearing. You do need to do a witness statement but it can wait till after the hearing fee has been paid.

      So really you want to reply to that latest letter from the claimant telling them that you have previously reported it to action fraud and give them the reference number, you can also tell them that you had reported it to the catalogue way back when And tell them anything the catalogue co did at that time.
      Unfortunately I sent a SAR to BT which I got nothing back from and talking to BT customer service they were not allowed to give me information on the account or any help apart from sending the bill in question to the original address which I have a copy of anyway. The account is so old that they don't have any of the details. Therefore I don't have much to tell Lowell apart from the Ref number for the potential fraud.

      Should I submit my witness statement to Lowell next? Not sure what else to do.

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      • #93
        Get BT to respond in writing about your SAR. Because You are not the right person ( No records with your date of birth, your address or previous addresses et cetera) they can't send you all the data so they need to say that in a letter so that you can use it to back up that isnt your account. Basically the explanation they gave you on the phone asking if they can put that in writing to you.
        #staysafestayhome

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        Received a Court Claim? Read >>>>> First Steps

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        • #94
          Last Friday I received a letter saying that they are rescinding their claim against me. A big relief but anything else I should do now? Is it worth following up on my bill to charge them for expenses?

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          • #95
            Originally posted by ilikecake View Post
            Last Friday I received a letter saying that they are rescinding their claim against me. A big relief but anything else I should do now? Is it worth following up on my bill to charge them for expenses?
            You could follow them up and ask them to pay for the costs you have incurred, but the last person we had on here who had got a costs order against a debt purchaser had a hell of a time getting them to actually pay it, so expect them to ignore you without an order.

            It's not over until you get a Notice of discontinuance from the court sealed, they should serve you an unsealed copy when they file it with the court and until you have it you continue to adhere to all court deadlines.
            COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

            My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

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            SHORTCUTS


            First Steps
            Check dates
            Income/Expenditure
            Acknowledge Claim
            CCA Request
            CPR 31.14 Request
            Subject Access Request Letter
            Example Defence
            Set Aside Application
            Directions Questionnaire



            If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





            NOTE: If you receive a court claim note these dates in your calendar ...
            Acknowledge Claim - within 14 days from Service

            Defend Claim - within 28 days from Service (IF you acknowledged in time)

            If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




            We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
            If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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