Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

Fantastic no doubt she is reading it all now and working out what to post as you say 89 pages that will take time Thank You Avatar

[di30]

Re: Latest updates on PPI Judicial Review and claims on hold

BBA/JR on behalf of Avatar........Right you did want these posted here now didn't you? just checking to be sure lol. X
Hope your able to open it.

[Sapphire]

Re: Latest updates on PPI Judicial Review and claims on hold

Amethyst and Tools are having a break till Tuesday (although they may pop on once or twice), so I doubt if pm's etc will be answered till then.

[marshallka]

Re: Latest updates on PPI Judicial Review and claims on hold

BBA/JR on behalf of Avatar........Right you did want these posted here now didn't you? just checking to be sure lol. X
Hope your able to open it.

There not arguing much then in the JR PDF:confused2:

[di30]

Re: Latest updates on PPI Judicial Review and claims on hold

There not arguing much then in the JD PDF:confused2:

I've not got to check through it yet, lots of pages to get through it seems lol.:whistle:

[marshallka]

Re: Latest updates on PPI Judicial Review and claims on hold

I've not got to check through it yet, lots of pages to get through it seems lol.:whistle:

Its all speech and codes etc that is way above most peoples heads I would say. Maybe they could do a simple version of the arguments that the consumer could understand. Plain English and intelligible.

[di30]

Re: Latest updates on PPI Judicial Review and claims on hold

Its all speech and codes etc that is way above most peoples heads I would say. Maybe they could do a simple version of the arguments that the consumer could understand. Plain English and intelligible.

Crikey I will be there forever then trying to make it all out lol.
Yeah I agree Marshallka.

[Angry Cat]

Re: Latest updates on PPI Judicial Review and claims on hold

Printer groaned but have printed off.

Now to read!

[NLP]

Re: Latest updates on PPI Judicial Review and claims on hold

Expect a response from the FSA/FOS late next week!

Some fun to be had, that guff from the BBA is utterly hillarious.

Clutching at straws is not the start of it.... they will have their testicles handed to them on a plate.

[di30]

Re: Latest updates on PPI Judicial Review and claims on hold

Don't think I have enough paper left to print it all........:tinysmile_hmm_t2:

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

I wonder what was discussed at this:

http://www.blackstonechambers.com/ne...al_review.html

These are the BBA'S counsel btw
------------------------------- merged -------------------------------
Solicitors for the FOS they seem quite experienced in Judicial Reviews.

http://www.russell-cooke.co.uk/people-detail.cfm?id=248
------------------------------- merged -------------------------------
Solicitors for the FSA.

http://www.snrdenton.com/locations/united_kingdom.aspx

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

"Single premium", where a single premium for the whole
term of the policy is calculated as a percentage of the
amount borrowed. and is paid when the loan is taken out,
usually by being added to the loan amount. single premium
PPI was commonly sold for personal loans, hire purchase
and secured loans until January 2009, when the industry by
agreement with the FSA ceased to offer the product.

Well that is a lie they make it sound like it was the industries decision to stop selling it, that was not the case it was the competition commission and FSA'S decision and if my memory serves me correct Lloydstsb was the first bank to challenge that.

That should be when the FSA by agreement with the industry.

[NLP]

Re: Latest updates on PPI Judicial Review and claims on hold

Well that is a lie they make it sound like it was the industries decision to stop selling it, that was not the case it was the competition commission and FSA'S decision and if my memory serves me correct Lloydstsb was the first bank to challenge that.

That should be when the FSA by agreement with the industry.

I believe it was Barclays who first challenged it.... they caused the appeal against it in sep 2009... but it was upheld by the CC 2 weeks ago.

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

That's it cheers ether way it was not the industries doing amazing how they twist words.

[leclerc]

Re: Latest updates on PPI Judicial Review and claims on hold

Will try and get through the various codes and language.
First of all here is Policy statement 10/12 referred to in point 3
http://www.fsa.gov.uk/pubs/policy/ps...newsletter.pdf

Will update this post as I find the stuff.

Human Rights Act section 6 article 1

"Article 6: Right to a fair trial
(1) In the determination of his civil rights and obligations or of any criminal charge against him, everyone is entitled to a fair and public hearing within a reasonable time by an independent and impartial tribunal established by law. Judgment shall be pronounced publicly but the press and public may be excluded from all or part of the trial in the interests of morals, public order or national security in a democratic society, where the interests of juveniles or the protection of the private life of the parties so require, or to the extent strictly necessary in the opinion of the court in special circumstances where publicity would prejudice the interests of justice."

Source: http://news.bbc.co.uk/1/hi/uk/946400.stm

I think the letter referred to in point 2 of the POC is this one(having scanned the POC I think page 76 is where you need to go to read it)
http://www.fsa.gov.uk/pubs/other/tra...ations_ppi.pdf




Dispute Resolution Complaints(payment protection insurance) Instrument 2010

http://www.fsa.gov.uk/pubs/cp/cp09_23.pdf


Insurance Conduct of Business(ICOB)

http://www.fsa.gov.uk/pubs/hb-releas.../rel37icob.pdf


Refers to updated 2008 rules

http://www.freshfields.com/publicati...eb06/21554.pdf