Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......
I certainly dont want to mediate between what apparently is a long standing issue here.
But I must comment that the FOS does take the position that the 6 year limit should not be used as a reason for a lender to flatly refuse to uphold a complaint for mis-sold PPI. We all know that the FOS does not adjudicate the law. The FOS position has no bearing on how a court will apply the law.
So in truth, a claim can be made via the FOS even if beyond the 6 year limit. Making that same claim in court however may be a different matter.
To say that the 6 year limit does not apply to all claims whether made to the FOS or through the courts is not true. Neither is it true to say it does.
I am not taking any sides in this issue that apparently has roots deeper than I first realised. Either way its unfortunate. But I stand by my opinion that certain comments arent appropriate as "passing remarks", and if the underlying issue is of real importance and warrants users being made aware, perhaps a thread dedicated to the underlying issue would be the best.
Originally posted by EXC
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But I must comment that the FOS does take the position that the 6 year limit should not be used as a reason for a lender to flatly refuse to uphold a complaint for mis-sold PPI. We all know that the FOS does not adjudicate the law. The FOS position has no bearing on how a court will apply the law.
So in truth, a claim can be made via the FOS even if beyond the 6 year limit. Making that same claim in court however may be a different matter.
To say that the 6 year limit does not apply to all claims whether made to the FOS or through the courts is not true. Neither is it true to say it does.
I am not taking any sides in this issue that apparently has roots deeper than I first realised. Either way its unfortunate. But I stand by my opinion that certain comments arent appropriate as "passing remarks", and if the underlying issue is of real importance and warrants users being made aware, perhaps a thread dedicated to the underlying issue would be the best.
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