Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

"We are also obliged to report the Telegraph’s poisonous personal attack on Angela Knight "

thats nothing to do with her being the mouthpeice of the BBA during its systematic attack on the rights of consumers then....

Madame Knight, has not been top of the popularity polls.

One wonders, why?:beagle:

[Paul210]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

maybe the BBA should have a quick look on some forums as well as just the mainstream media (starting here)... that would really make them complain about the way shes viewed!

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

It will be intersting to see how the members who have had their alleged debts sold to DCA debt buying firms, whilst in Dispute with the OC about mis-sold PPI.

These members have been hounded by DCA's for payment of monies that, is made up of useless PPI premiums and interest that accrued on same.

These members have incorrect data registered on their CRA credit files, also.

Sounds like, it will be a bungly bing tangle of problems that will have to be straightened out, in order to compensate those victims of the Banks mis-selling of PPI!

[Paul210]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

just spoke with HBOS. they are stating no official policy yet but been told that all complaints to be worked in date order from when originally lodged, effectively means a new claim lodged tomorrow will be back of the queue behind the JR delayed cases. Great if youve been on hold the last 6 months but does mean theres a chance new complaints may not be dealt with within the 8 weeks timeframe.

Also confirmed all complaints on hold will get a letter stating whats heppening and apologising (yes he did way that word although I think may be watered down to a 'deep regret' or likewise before any actually sent out) for the delays in getting responses out during JR hold.

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

just spoke with HBOS. they are stating no official policy yet but been told that all complaints to be worked in date order from when originally lodged, effectively means a new claim lodged tomorrow will be back of the queue behind the JR delayed cases. Great if youve been on hold the last 6 months but does mean theres a chance new complaints may not be dealt with within the 8 weeks timeframe.

But that does mean the consumer is then at liberty to take the complaint to the FOS where the bank will be subject to a further fee and at £500 a shot it is there interest to settle claims and thuse take on more staff if they cant

[Paul210]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

except they will know that most people in the know will think twice before going to FOS because their backlog is even worse and the ones not in the know wont know any better, I'd gues for the few that do go to FOS the FOS case fees may well be cheaper than the costs of bringing in more people.

[igglepiggle]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Called Egg again today - my complaint is still on hold and they're still waiting to hear from their legal team before there's a process to move things forward.

I can't understand why they didn't prepare for this eventuality. If I were a shareholder I'd be absolutely furious. I hope the FSA drops a monumental fine on them.

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Called Egg again today - my complaint is still on hold and they're still waiting to hear from their legal team before there's a process to move things forward.

I can't understand why they didn't prepare for this eventuality. If I were a shareholder I'd be absolutely furious. I hope the FSA drops a monumental fine on them.

The Rotten EGG, as usual!

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Stalling tactics!!!

And another thing where consumers are now trying to make complaints and trying to get hold of data being told they were not sold PPI, a way for banks to keep the complaints down I expect, but consumers already knew ppi was added to all loans, credit cards etc.

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Called Egg again today - my complaint is still on hold and they're still waiting to hear from their legal team before there's a process to move things forward.

I can't understand why they didn't prepare for this eventuality. If I were a shareholder I'd be absolutely furious. I hope the FSA drops a monumental fine on them.

Maybe, Barclays could provide an answer?
http://new.egg.com/visitor/0,,3_1205...w_2612,00.html

[EXC]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I asked the FSA what the bill was for external professional and legal fees in defending the Judicial Review under the Freedom of Information Act.

They've responded with a total figure of £867,346.78 + VAT. I would imagine the FOS incurred a similar bill but of course Justice Ousley awarded the costs against the BBA at the judgment hand-down. And with the BBA's and Nemo's own costs I reckon they wouldn't have got much change from £5 million.

Not that much when compared to the billions the banks are now liable for in PPI redress but nonetheless a large chunk of change to lay out for being humiliated in court.

[TUTTSI]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

When everyone starts receiving their refunds from the banks I just hope they dont short change anyone and that they add the appropriate interest charge of 8% (which I am assuming this is the minimal amount that they should receive)

I guess everyone should put onto a basic spready the amounts paid with 8% interest based on the dates of payments to check if the figures are correct.

Maybe we should start thinking about this whilst everyone is waiting?

http://www.legalbeagles.info/forums/...ead.php?t=4776

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

When everyone starts receiving their refunds from the banks I just hope they dont short change anyone and that they add the appropriate interest charge of 8% (which I am assuming this is the minimal amount that they should receive)

I guess everyone should put onto a basic spready the amounts paid with 8% interest based on the dates of payments to check if the figures are correct.

Maybe we should start thinking about this whilst everyone is waiting?

http://www.legalbeagles.info/forums/...ead.php?t=4776

Great idea Tuttsi. I think that's wise, because I have a feeling as stated there will be interest issues, many will be short changed, there will be many mistakes made, and of course if they are taking on extra staff to keep up with the demand, how well trained will they be I wonder?

That's interesting EXC, although like you said that is nothing compared to what they have to pay out, but still its a lot more now LOL.

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

These recent issues of some requesting for paperwork and told they have no PPI makes my blood boil because they have been very hesitant as well!

A friend of mine was told the same on the phone, she called in the branch, had a word with her manager, and it all came up in black and white PPI on loans and credit cards since the 90's!

[TUTTSI]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I guarantee you Di, that they wont over pay - underpay is more like it and peeps have to be able to confirm when they receive the letters that they agree with the sum that they have calculated and which they are paying back.

Great idea Tuttsi. I think that's wise, because I have a feeling as stated there will be interest issues, many will be short changed, there will be many mistakes made, and of course if they are taking on extra staff to keep up with the demand, how well trained will they be I wonder?