Re: PPI and Court
Just because the Co-Op or the FOS say it is within the guidelines does not mean it definitely is, PF. As I said, if the calculation cannot be reasonably understood, then this is NOT within the guidelines. The calculation CANNOT be understood - because they haven't even provided one.
The FOS have simply accepted the figures the Co-Op gave them, and assumed that these were correct. Sure, the application of 8% is good - but the figures on which this is based are wrong. WE know this - but the FOS does not. As soon as we can show both the Co-Op AND the FOS this, then we should get a new ruling from the FOS, if the Co-Op dispute the claim.
Sure, eventually, we might be able to point out to the Co-Op that the record shows how inept or dishonest they have been, and that this would not give them much chance in court. But not yet....
Originally posted by pompeyfaith
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The FOS have simply accepted the figures the Co-Op gave them, and assumed that these were correct. Sure, the application of 8% is good - but the figures on which this is based are wrong. WE know this - but the FOS does not. As soon as we can show both the Co-Op AND the FOS this, then we should get a new ruling from the FOS, if the Co-Op dispute the claim.
Sure, eventually, we might be able to point out to the Co-Op that the record shows how inept or dishonest they have been, and that this would not give them much chance in court. But not yet....
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