debt handling firms

[shamen]

Re: debt handling firms

Well, its not surprising that you see higher percentages of people in your area Peter. As you say yourself, you work in one of the poorest areas of manchester doing 'development' (which specific part of development?). Do you still do your credit union work too?

Its not surprising that many peeople in your area have got into difficulty with debt - we know that the banks and other credit related organisations were open to giving loads of credit, even encouraged people to tell fibs on their applications. So is it surprising now that when people realize they cannot afford what they were sold that they look to any way to get out? Sometimes not reading advice thoroughly or reading advice given to other peoples cases and trying to apply it to their own? Desperation can result in drastic steps. One of my own friends lives in a less well off area himself and while he has got a nice job which pays a reasonable wage, him and his family live off 200 pounds per month because the rest goes to debts - he is desperate for a way out and I try to counsel him, but he seems to expect and look for a quick fix - either pay off as much as he can continuously or make the whole debt go away. Im guessing thats a recurring theme?

While I do see there may be some merit to some of the things you are saying, I also have to understand the economics of the area you are working in and the desperation some of the people there must be going through. Cant blame it all on advice on forums.

[Guest]

Re: debt handling firms

Hardly surprising really, given that you have seen fit to vent your spleen elsewhere, for reasons known only to yourself. I do hope that you will be able to contain youself while you are here, however.

Having been unable to take your temper out on your target in CAG, you must admit my scepticism in regards to your reasons for joining us might have a little merit when I see this personal attack by you, posted recently on a highly respected Industry forum...



And here...



Perhaps your true thoughts regarding the existence of forums such as this and CAG, have been plainly enough spelled out, both in your first post here, and in your rant on Credit Today, to explain why I am a little concerned about your true intentions?

Hi

You will also see that i did an explaination of unenforceability on the same forum.

I am currently involved in an action over cold calling with DCA companies so believe me i am no more popular there than i appear to be here.

As to my complaints about forums like this basssically if the forum is open and free for every one to contribute to i think that the truth tends to perculate to the surface and a great deal of good can be done.
If however the forum is overtaken by a few experts who do not allow themselves to be questioned on their advice, then we are on dangerous ground.

You have situations where peiople follow blindly advice wich has not been tested by debate and in the absense of true expert advice debate and pooled knowledge is our greatest ally

peter
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Hi
Sorry didnt answer your other questions

I was a credit union development worker employed by the local council.
I had to retire Ill health.

I have no particular axe to grind with anyone i hope however i will be free to question any advice given and to agree or dissagree without suffering a barrage of abuse because my views may be unpalatable.
Peter

[shamen]

Re: debt handling firms

Sorry to hear about your heath mate, hope things look up for you soon. Forums are open discussion areas imho, many times people dont agree or question other peoples statements.

[LuggerBugs]

Re: debt handling firms

I can't see a problem with open debate. It's when things get personal, I start to get annoyed.

[Sapphire]

Re: debt handling firms

As said before forums are open discussion areas, and are available for everyone, from all walks of life to ask questions, get answers, debate, discuss and have a laugh and joke.

It is because of forums such is this we can gain advice from those around us who have more knowledge and expertise in areas that we do not have, and would therefore flounder and sink without the help and care we receive along the way.

As long as we all remember those points then we should all rub all nicely.

In my opinion places like this are a gift, we should all remember that when discussions get heated and not take umbridge because somebody has a different opinion than the one you have yourself, just please lets not have personal remarks nor mud slinging. Lets keep this site friendly, which is how its been since it started and why it was started.

Just my thoughts.

[Amethyst]

Re: debt handling firms

Peter, Can we just get one thing straight, this is not CAG. We have not done anything to support or not support anyone's views at all, you have kind of come in on the defensive and attack in your first post and it is a bit unecessary

If however the forum is overtaken by a few experts who do not allow themselves to be questioned on their advice, then we are on dangerous ground.

Please don't tar all forums with the same brush, give it a chance first eh

Ame
xx

[Guest]

Re: debt handling firms

I can't see a problem with open debate. It's when things get personal, I start to get annoyed.

Difficult not to get personel when you get
annoyed isnt it.

Peter

[Guest]

Re: debt handling firms

Peter, Can we just get one thing straight, this is not CAG. We have not done anything to support or not support anyone's views at all, you have kind of come in on the defensive and attack in your first post and it is a bit unecessary


Please don't tar all forums with the same brush, give it a chance first eh

Ame
xx

Hi

Sorry dont mean to attack annyone sometimes i just have a big mouth.

Joined this forum a little while ago and it was very much smaller but never posted, must say i like the way it has developed and the "feel"of the place.

Peter

[Amethyst]

Re: debt handling firms

Thanks Peter, appreciate it Shall we start again. Past is past, we're looking forward to the future, and improving it xx

[Guest]

Re: debt handling firms

Do You really want me to prove these things?

Would that not cause a whole new argumeent.
Would i be doing this site or CAG any good by providing the proof you require should it exist

I am quite happy now i know someone is being allowed to question his conclusions the same as i wold any one elses..

Think about it.
I have

Peter

[orc]

Re: debt handling firms

Do You really want me to prove these things?

Yes please as its important. Your reputation is now on the line

Would that not cause a whole new argumeent.

Not necessarily and I don't want that to happen. It certainly won't be me that does it as I will respect Amy's and others wishes. I think your statements on Credit Today deserve an explanation


Would i be doing this site or CAG any good by providing the proof you require should it exist

Yes, and yourself

I am quite happy now i know someone is being allowed to question his conclusions the same as i wold any one elses..

I don't understand what you are saying in this para.

Think about it.
I have

So have I that's why I asked the questions

Peter

You have avoided every question I asked and I respectfully ask that you answer them. It takes special qualities to do that though.

Remember, you joined this site after PT left CAG to come here. That infers you did it for a particular reason. What was that reason?

[EXC]

Re: debt handling firms

Please do not use my post as an opportunity to cause problems on Legal Beagles

With respect, this is precisely what your post will do.

[enaid]

Re: debt handling firms

You have avoided every question I asked and I respectfully ask that you answer them. It takes special qualities to do that though.

Remember, you joined this site after PT left CAG to come here. That infers you did it for a particular reason. What was that reason?

I think it only fair to all our users that any answers or apologies that need be given from another site should be done so on the other site.
It is hardly fair to bring things on here that are carried forward from somewhere else and that most of our users have no understanding of or interest in for that matter.
Enaid x

[Guest]

Re: debt handling firms

With respect, this is precisely what your post will do.

My Conclusion also.

My main problem was that i felt that i was unable to voice my opposition to ideas and advice given previously.

This has now been remedied, contry to what is said i have no vendetta against anyone, i just want the freedom to voice my views whic ii now have.

Plesse do not attempt tp goad me onto continuing this it will i asssure you do no one any good ion the long run

Peter
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You have avoided every question I asked and I respectfully ask that you answer them. It takes special qualities to do that though.

Remember, you joined this site after PT left CAG to come here. That infers you did it for a particular reason. What was that reason?

Hi

Sorry as to why i joined this site, i actually joined some time ago.

Recently afriend on here contacted me to to say that i was being "mentioned on here, and i may want to defend myself.

On looking around i quite got to like the place it has many contributers whos work i admire so i thought why not. OK

Peter

[orc]

Re: debt handling firms

Hi

Sorry as to why i joined this site, i actually joined some time ago.

Recently afriend on here contacted me to to say that i was being "mentioned on here, and i may want to defend myself.

On looking around i quite got to like the place it has many contributers whos work i admire so i thought why not. OK

Peter

Fair enough Peter, I accept that and it seems plausible. Don't know what it achieved though.

I think this particular thread thread says something (as does the thread on Credit today which you made on 20 September 2007, yet edited on 20 May 2020- bit strange that). http://www.credittoday.co.uk/forum/m...m=3&thread=470

The questions I asked above are,I believe relevant, and for those that might have an interest, they are probably questions that others would have asked.

People can make up their own minds.

I will respect EXC's view and comments made by others, including Amethyst.