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Need advice sorting out debt management/repayment plan?

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  • Need advice sorting out debt management/repayment plan?

    Hi.

    I'm in about 6,000 of debt (including 2000 left on my car - so really only 4000 as that is being repayed monthly) and I want it gone. However I make very little (part time), have 2 kids and just don't have the money to put towards paying it off. This salary calculator says I make a little over 11,000 after tax & NI. I've tried reducing money coming out as much as possible but even reducing everything to the bare minimum I'll only have about 150 a month after everything. Would that be enough to start paying more things off? Most of it is from me being stupid when I was younger and I've just never been able to get rid of it and making the minimum repayments towards everything. What are some good first steps to sorting this out?

    Thanks
    Tags: None

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