I'm in about 6,000 of debt (including 2000 left on my car - so really only 4000 as that is being repayed monthly) and I want it gone. However I make very little (part time), have 2 kids and just don't have the money to put towards paying it off. This salary calculator says I make a little over 11,000 after tax & NI. I've tried reducing money coming out as much as possible but even reducing everything to the bare minimum I'll only have about 150 a month after everything. Would that be enough to start paying more things off? Most of it is from me being stupid when I was younger and I've just never been able to get rid of it and making the minimum repayments towards everything. What are some good first steps to sorting this out?