Just wanted to place a final post here.......I was very apprehensive about just stopping the £1/month nominal payments I was making, but in the end decided to take the plunge, advise Cabot what I was doing and why (that I believed the documents unenforceable). That was in August 2018. I never got a reply or any further correspondence from them. Thankfully that period when I incurred these debts - through a bad property venture - is now behind me and I have rebuilt my credit score to 'excellent'...
So to others I say - persevere and do not give up.!
I should add that I was grateful for all the advice received here.
So to others I say - persevere and do not give up.!
I should add that I was grateful for all the advice received here.
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