Smith v lowell & fredrickson international DISCONTINUED

[FlamingParrot]

Re: Smith v lowell & fredrickson international

That would be the acknowledgment of the claim, giving you a total of 28 days to submit your defence.

Have you made any payments at all towards this debt in the past 6 years? :confused2:

[smith]

Re: Smith v lowell & fredrickson international

last payment was about june 2007

[FlamingParrot]

Re: Smith v lowell & fredrickson international

last payment was about june 2007

In this case, it would be statute barred! :bounce: :bounce: :bounce:

That's an absolute defence and you don't need anything else, the onus would be on the claimant to prove it is not. Obviously it pays to double check your records before submitting your defence, just to be on the safe side. :thumb:

[FlamingParrot]

Re: Smith v lowell & fredrickson international

I've just made a little room in my PM inbox. :nerd:

[smith]

Re: Smith v lowell & fredrickson international

my records show that when i went with bryom & keely dmp was 1 november 2005 to 20 july 2007 and there was about 5 or 6 payments after that was token payments of a £1 sent on the 1st of every month

ps debt collectors was sent cca with a £1 but nothing was ever sent nor did we get our quid back lol

[smith]

Re: Smith v lowell & fredrickson international

Bump

[smith]

Re: Smith v lowell & fredrickson international

Bump

[smith]

Re: Smith v lowell & fredrickson international

Bump

[smith]

Re: Smith v lowell & fredrickson international

my records show that when i went with bryom & keely dmp was 1 november 2005 to 20 july 2007 and there was about 5 or 6 payments after that was token payments of a £1 sent on the 1st of every month

ps debt collectors was sent cca with a £1 but nothing was ever sent nor did we get our quid back lol

so do i send the cpr letter or just put in defence stat barred addvis please

[QCKate]

Re: Smith v lowell & fredrickson international

Hi Smith. Re your PM, it depends when your last payment of any kind was made. if it was more than 6 years ago then its statute barred.

If less than 6 years I think you need to send the cpr letter.

QCK

PS i'm not a lawyer or legally qualified in any way.

[smith]

Re: Smith v lowell & fredrickson international

last payment token payment was was 1 st jan 2008


but will send cpr letter first

[smith]

Re: Smith v lowell & fredrickson international

bump

[basa48]

Re: Smith v lowell & fredrickson international

last payment token payment was was 1 st jan 2008


but will send cpr letter first

If last payment date were the only criteria then this debt became Statute Barred on 02 Jan 2014.

BUT If you have made any admission of the debt since then that will have restarted the SB clock

[smith]

Re: Smith v lowell & fredrickson international

If last payment date were the only criteria then this debt became Statute Barred on 02 Jan 2014.

BUT If you have made any admission of the debt since then that will have restarted the SB clock

i have not made any admission since the dates stated or any payments what so ever

[smith]

Re: Smith v lowell & fredrickson international

If last payment date were the only criteria then this debt became Statute Barred on 02 Jan 2014.

BUT If you have made any admission of the debt since then that will have restarted the SB clock

i have not made any admission since the dates stated or any payments what so ever