Smith v lowell & fredrickson international DISCONTINUED

[basa48]

Re: Smith v lowell & fredrickson international

i have not made any admission since the dates stated or any payments what so ever

Then by my calculations the Claim was issued 5 days after it became Statute Barred.

Anyone else agree ?????

[Celestine]

Re: Smith v lowell & fredrickson international

If last payment was definitely 1st Jan 08 and the claim form you received IS dated 7th January 2014, then it looks like you have JUST by a whisker achieved time barred status under the Limitation Act.

Please make sure of your dates before we go any further.

[Celestine]

Re: Smith v lowell & fredrickson international

Then by my calculations the Claim was issued 5 days after it became Statute Barred.

Anyone else agree ?????

Yup :beagle:

[smith]

Re: Smith v lowell & fredrickson international

particulars state 717.85

then ammount claimed states 886.79


and the letter dated 7 jan 2014 bryan carter stateing court action
is dated 7 jan 20014 on court summons

and they state lowwel bought debt in 2011


........................................ found is in my scaned doccs
will look at my papper work for the letter

letter from capital 1 8 /12/2008

we hereby give notice of the assignment of the debt due to us from you in respect of balance £xxxxx outstanding on your capital1 account.

on the 25 /11/2008 your account was sold to lowell portfolio ltd.

any further communications and payments must be addresed to lowell portfolio ltd

enterprise house
1 apex view
leeds
ls11 9bh

[smith]

Re: Smith v lowell & fredrickson international

If last payment was definitely 1st Jan 08 and the claim form you received IS dated 7th January 2014, then it looks like you have JUST by a whisker achieved time barred status under the Limitation Act.

Please make sure of your dates before we go any further.

the dates are correct cell 1 st jan 2008 last payment

[smith]

Re: Smith v lowell & fredrickson international

ill get my case out in morn and go though paper work

in 2008 im sure cos fredrickson never sent me cca request
and i had threatening letter from bryan cater the court letter with costs on it i sure i sent them a dispute letter that was befor i joined this site

[smith]

Re: Smith v lowell & fredrickson international

could there be a chance that all the cca request i sent debt collectors to get them of me back could have been used towards my debt as we never got our £1 cca request payments back but collectors backed off

[FlamingParrot]

Re: Smith v lowell & fredrickson international

could there be a chance that all the cca request i sent debt collectors to get them of me back could have been used towards my debt as we never got our £1 cca request payments back but collectors backed off

Yes, it is possible, it's been known to happen a few times. That's why the CCA request letter I like to use has a paragraph stating the funds are not to be used for any other purpose.

[smith]

Re: Smith v lowell & fredrickson international

10 th october 2007 pay plan helped us with letters to creditors
there letters show i was sending token payment to diffrent collectors well into april 2008
so the debt is not statutory barred grrrrrrrrr

[smith]

Re: Smith v lowell & fredrickson international

CPR letter it then see if they send any thing

[basa48]

Re: Smith v lowell & fredrickson international

10 th october 2007 pay plan helped us with letters to creditors
there letters show i was sending token payment to diffrent collectors well into april 2008
so the debt is not statutory barred grrrrrrrrr

Hence the push to get this claim in at the (relatively) last minute.

Shame

[smith]

Re: Smith v lowell & fredrickson international

yes ill post the cpr letter sorry



and got a shock of a pay plan letter of all creditors we owe to 27 k unsecerd debt

[smith]

Re: Smith v lowell & fredrickson international

CPR letter was posted today and recorded delivery and feel Carter's are discriminating me as sent them a email about my mental health

[FlamingParrot]

Re: Smith v lowell & fredrickson international

10 th october 2007 pay plan helped us with letters to creditors
there letters show i was sending token payment to diffrent collectors well into april 2008
so the debt is not statutory barred grrrrrrrrr

yes ill post the cpr letter sorry
and got a shock of a pay plan letter of all creditors we owe to 27 k unsecerd debt

That is the downside of going with those companies that manage everything for you. They do take the stress out of dealing with creditors, and I can see why you'd want to use them, however, I've also heard some horror stories. For example, someone paid a total of £5k to creditors in their first year with PayPlan. Debts only went down by £490! :scared: :scared: :scared: The rest was swallowed up by interest, as PP didn't agree with creditors to freeze interest.

You tend to lose control when you go through those third party debt managers.

Would you like to post up a new thread with details of those debts? It may sound like a lot, but there are people round here who owe up to £150k, and are approaching SBd fast. I myself haven't paid £15k for 4 years. :grin:

[smith]

Re: Smith v lowell & fredrickson international

Most of the debts Lowell as bought about 6 of them and issuing court papers on most of them