Blemain Finance

[lachiemhor]

Re: Blemain Finance

Can a solicitor who has an order for sale continue with sale whilst hearing on dale two mpnths aeay. There is currentlt no stay of execiron

[figaro123]

Re: Blemain Finance

you must make an application for stay of execution

[lachiemhor]

Re: Blemain Finance

made application same day. Waiting to hear but in mean time Solicitors have instructed Agents to sell house. I've refused them entry citing that we have a hearing in January into the order for sale and valuation. They don't care and say they are acting on intructions doing their job. Sent letter of action to Estate Agents and Solicitors under The Protection from Harrasment Act 1997 where it is deemed a Criminal Offence if by your actions casue alarm, harrasement or distress more than once as aresult of an action you perform against another person. The conduct does not need to be verabl or non-verbal and doesn't have to be the same actionon each occassion, if the person feels alarm, distressed or harrassed by your actions even if it was not your intention to do so.

[Sickofbullies]

Re: Blemain Finance

This is all very interesting. i have a mortgage with Lancashire mortgage (Commercial mortgage) and 2 years ago they took me to court for possession of my property. This was suspended and I paid all the arrears off in full within 12 months together with the high monthly payments-which was not easy- I applied to the court to have the original order cancelled-The judge agreed with me (who was not impressed with Lancashire mortgage/Blemain Finance) Lancashire Mortgage appealed and the Judge-stuck to his guns and said 'this woman should not have a loaded gun to her head'

Unfortunately due to difficult circumstances I have again fell 2 months behind-Lancashire immediately issued a default notice- and the following day , Blemain sent a photographer round to my premises (Which is a Bar) in the middle of the day! I obviously complained about this and was told that it was a 'routine Inspection', and to my horror said that over the years of my mortgage they have in fact sent 6 people round taking photographs , and did a routine inspection without my consent-apparently posing as customers!

Now I am absolutely fuming about this-covert spying on my business-and would appreciate any comments on how to proceed further.

Hopefully, I will be able to get the arrears up to date shortly.

thanks

[lachiemhor]

Re: Blemain Finance

Hi Sickofbullies, They are an abhorrent group of companies who prey of people to fund the their personal portfolios.

read this from the FSA. Forum member 'Suffering' brought this to my attention http://www.fsa.gov.uk/library/commun...2012/110.shtml

[suffering]

Re: Blemain Finance

sickofbullies sending someone round with a camera is called intimidation and harrasment all in a days work for blemain why dont you take a camera to their premises see how they like it Ii was speaking to a esate / letting agent the other day who informed me he had been contacted by blemain to go around to my property and report back to them, asking him if it was occupied and to value it and tell them what rent he thought it was worth as they were looking to reposess it. i know this guy through my kids and it caused me embarrisment but he is aware of what this shameful rogue set-up is about.and did,nt get involved said it all sounded dodgy the word is spreading. I will add it to my other 34 complaints for the judge .

[Sickofbullies]

Re: Blemain Finance

yes thats what they have been doing to me-they dont give a toss-they told me they are entitled-and a court can do nothing about it-and I can not go the the CCa or FSA so the ombudsman can not look at this as my mortgage is an unregulated loan-advice please.

[Sickofbullies]

Re: Blemain Finance

I urgently need to know which law I can quote-as Lancashire Mortgage are basically saying there is nothing I can do as I have anon regulated mortgage with them-any advice please?

[Ruby]

Re: Blemain Finance

Excuse me for adding my 'ta-pence' into this thread. Totally horrified at what I have been reading about this company!! I do not have any personal business with this bunch of rouges however I do with another sub-crime lender. My secured loan (unregulated) as it has transpired is actually unsecured because it has never been registered with Land Registry. Also my case is with the Ombudsman because, from what I have been lead to believe after a certain date (April 2007?) all loans came under the FSA umbrella. I hope somebody else on this site can clarify more the legalities of what I have just said. I found out my loan was not registered with Land Registry by contacting LR directly. There is a small charge (circa £12) but well worth it!!

The very best of luck and please keep us posted how you get on.

[Sickofbullies]

Re: Blemain Finance

Suffering,

Have you got a court date yet? are you taking them?

[suffering]

Re: Blemain Finance

a couple of things have happend recently They are going for repo in march i am confident that won't happen my case needs to go in front of a court but when i am ready i won't allow LMC / Blemaiin to control the situation.

[figaro123]

Re: Blemain Finance

Even if your loan is unregulated as indeed mine is it is still subject to the unfair relationship test.

[suffering]

Re: Blemain Finance

yes unfair relationship 140 law superseded the extortion law because it was too difficult to prove. however the judges have not been very strong in implimenting it even the 'blemain v bentley' case was a out of court settlement thats why you need a back up plan a back up law ie contract law or consumer law
One thing i would like to see a debate on is the advice that is allegedly given by solicitors, that blemain are quick to remind you of, because this is a farce! To understand a blemain contract / agreement you would need a law course! not 20 minutes from a solicitor that is not a legal advisor

[The Bolt]

Re: Blemain Finance

Think about this people, ask any of them, Lancashire,Cheshire,Blemiem or any of the other companies associated with them for the contact details for the solicitors they have used on your mortgages/loans then when you get fobbed off, write to the FSA,The more the merrier. Check out the directors at companies house, its the same gang, the FSA have just fined the CEO a shed load of money bercause he was not in controle of his staff.They break the rules and guidlines all the time.
If anyone who has got a case on the go or knows of one, get on the site we need a cunning plan.

[welshperson]

Re: Blemain Finance

I have a case going on in the high court, and am all ways open to a cunning plan, all suggestions on a post card to WP or just post it on here so I can read it thanks

.:bedjump:
WP