Family Member has run up large debts, what do we do?

[bluebottle]

Re: Family Member has run up large debts, what do we do?

Could you please confirm that the amount outstanding to DVLA has been satisfied and that the only outstanding amounts are to those creditors whose debts are strictly civil debts?

[jsmith589]

Re: Family Member has run up large debts, what do we do?

Hi there, thanks for all of your posts and suggestions .
Since my last post, my dad has finally become involved. Unbelievably, my brother has still managed to keep hold of his job as a general builder at a local company despite being sacked due to not turning up for work etc. They agreed to re-hire him because of the debts he had and because they felt he was a good worker when he turned up. My dad arranged a meeting with the owner of the company yesterday and the owner has agreed to pay off the remaining debts and take it from my brothers earnings. He said they had also agreed with my brother when re-hiring him that a sum of money (not sure how much) would be deducted from his earnings and put aside as they (company) were concerned about his spending habits. The owner of the company has agreed to release this additional money also to help cover his debts.

So at present the amount outstanding to the DVLA has been satisfied and I have a receipt to confirm this. The owner of the local company contacted the collections companies for the other debts and will be getting back to us today to confirm the payments have gone through. This will then be deducted at an affordable rate from by brother's earnings.
I am still going to go ahead with SD form as I don't trust that he will be able to keep himself debt free for long.

Let's just hope he does not jack his job in, or we will be in a similar scenario no doubt.

His employer has been exceptionally good, in firstly giving him his job back after he decided work was boring so didn't show up for 3.5 weeks, and then continually missed odd days off. It is quite frustrating from my point of view, as if I was to do that for one or two days I would expect to be sacked, yet he has got away with it for so long.

In a shocking and devastating twist for us, he announced when we did manage to get hold of him on the phone yesterday that his girlfriend is 13 weeks pregnant with his baby.
The girlfriend is 16 and he is in his early 20s. He is barely able to look after his own finances let alone a child. Not a suitable scenario to bring a baby into.
My poor mother is so upset about everything. He has been brought up so well and has ended up in quite a mess. He is a real embarrassment to us all. He has still not even bothered to come round to apologise or see what has happened, very cowardly.
Thankfully my dad has stepped in at the last minute and said that he will now deal with any problems my brother gives us, he is going to ensure he also gives my mother his share of the rent he stopped paying 9 months ago.

I am going to have a browse of the forums now and see if I can find some sample SD forms and get a draft written up.

[jsmith589]

Re: Family Member has run up large debts, what do we do?

Do the Stat Decs (there's an example on the bailiff stickies which could be amended, or a Google will bring one up), then throw him to the wolves. Feel free to tell him where the local CAB is, or the number of Payplan, CCCS etc.... but stop helping him.

You can then rest easy in your home, and he can stop running and start growing up.

Thanks, I have just found it

[bluebottle]

Re: Family Member has run up large debts, what do we do?

Not wishing to add fuel to the fire, but how many months past her 16th birthday is your brother's girlfriend and how many weeks into her pregnancy is she?

[jsmith589]

Re: Family Member has run up large debts, what do we do?

Hi, I have no idea how old she is other than 16/17 and I believe her to be 13 weeks in.