Help dealing with Rockwell DCA

[Rob2k]

Well, to cut a long story short, when my debt's became unmanageable (in 2005) I began debt management and then eventually an IVA, but in 2009 I was made redundant and had to stop the payments on my IVA. I haven't heard anything from my IVA provider and when I tried to petition for bankruptcy I couldn't.

Recently, I started to get the usual letters from DCA's again. I'm used to ignoring them, but I have nobody to pass them on to now.
I managed to see a couple off when I asked them for proof of the debt. But Rockwell were the only ones to supply me with a copy of a credit agreement from 2005.

I just want to know the next step in dealing with them? They have given me 14 days for a repayment proposal?

Thanks in advance,
Rob.

"dazed and confused"

[bluebottle]

Re: Help dealing with Rockwell DCA

Hi Rob and welcome to Legal Beagles.

On what date was the last payment made on the credit agreement Rockwell have sent you?

[Rob2k]

Re: Help dealing with Rockwell DCA

Hi Rob and welcome to Legal Beagles.

On what date was the last payment made on the credit agreement Rockwell have sent you?

Hi, thanks. I find this site extremely useful!

I have no idea when the last payment would have been made, I'm thinking it would probably have been something to do with my IVA?
If that counts as a payment? If so, I'm not sure how much would have been paid to this specific debt.

Is there a way I can find out?

[BBNB]

Re: Help dealing with Rockwell DCA

If they were included as part of your IVA then you would be a long way from SB'd. If you are satisfied that they have the right to collect on this debt then you could contact them with a repayment proposal. Are you in work now? Are you receiving any benefits?

[Rob2k]

Re: Help dealing with Rockwell DCA

Yes, I am in work now and receiving working tax credit, etc.

I have no idea what happened to my IVA? I don't want to make an offer just in case?

[Rob2k]

Re: Help dealing with Rockwell DCA

BUMP?