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Hi.
I've got a lot of debt that is or is about to become statute barred. I currently pay off a Ccj to Restons solicitors at £10 per month, but that's the only debt I've acknowledged.
I signed up to view my report with the 4 agencies and sure enough, the majority are already statute barred, but I've discovered I received another Ccj from Cabot at the same time as the one I'm paying - I've only just found out about it 5 years after it was issued.
The question I have isn't about that though - I defaulted on all my accounts in 2018, but there is an open account in the 'other' section for just over £300 which looks like it started in April 2019. As all my payments to all credit accounts stopped in April 2018, isn't this a bit late to register a default? I can't tell what it was for originally and I'm loathe to contact them as they may start chasing for the CCJ I just found out about. I've attached a screenshot of the account as it shows with equifax, experian and. TU.
The last pic is when they say it will fall off my CR. Can they create a new default date for what must already be an account I defaulted on in 2018?
Any advice appreciated.
I've got a lot of debt that is or is about to become statute barred. I currently pay off a Ccj to Restons solicitors at £10 per month, but that's the only debt I've acknowledged.
I signed up to view my report with the 4 agencies and sure enough, the majority are already statute barred, but I've discovered I received another Ccj from Cabot at the same time as the one I'm paying - I've only just found out about it 5 years after it was issued.
The question I have isn't about that though - I defaulted on all my accounts in 2018, but there is an open account in the 'other' section for just over £300 which looks like it started in April 2019. As all my payments to all credit accounts stopped in April 2018, isn't this a bit late to register a default? I can't tell what it was for originally and I'm loathe to contact them as they may start chasing for the CCJ I just found out about. I've attached a screenshot of the account as it shows with equifax, experian and. TU.
The last pic is when they say it will fall off my CR. Can they create a new default date for what must already be an account I defaulted on in 2018?
Any advice appreciated.
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