Harassing me for debt over 15 years old

[Witsend1]

Can anyone please help. Over 20 years ago I was in a bad relationship and run up debt. I have since split from my husband but after 12 years of no debts I am being chased by Lowell and Cap Quest for money. I thought if I had no form of contact with them for over 10 years they could not persue me but they have found me and say I over £5000. They are not even saying what company I owe it to. I have been ignoring there letters but now they have found my phone number and have been harassing me on the phone. I just hang up. What can I do ? I cannot afford to pay this and don’t even know what it’s for. I did have a couple of credit cards but it was over 15 years ago and I don’t even remember who they were with. I haven’t made any payments to anyone. Why are they still chasing me. I thought this was illegal or are they just hoping to wear me down. To be honest I am getting very nervous about all of this and was thinking of applying for a loan to get rid of them. I’m scared they will knock at my door. I was in an abusive relationship so am already living on my wits.

[MIKE770]

tatute Barred Letter if true send get proof poting and keep copy on file (They are chancers business must be bad for them oppss)

[Sam101]

In other words, ignor them as they cannot do anything legally. If they call, tell them that and put a STOP on the number they are calling from. You could say, 'take me to court' and they know that they cannot do that.

[Witsend1]

Thanks for your advice. These people make me ill. They are the scum of the earth