Fendy -v- Abbey Bank Round 2

[Fendyweather]

On account of I cannot get hold of statements going back any longer than 6 years on this account, I have had to stick to starting claim number 2, with the statements I did have already in my possession just 98 to 99, totalling £1795 in charges. I wanted to do older than that but have had full sar file sent to me and can find no info in there relating to anything older than 6 years. I have really been bashing my head against a brick wall on this one. I know on the site over the road they have said you can get info going back to 1926 or something, but I have been told point blank iin writing I cannot get them for any longer than 6 years, end of story. So dont know quite what to do about that now.

Anyway, decided to start number 2 with the statements I do have which I had saved in my filing cabinet in the garage (gawd knows why), so want to charge Contractual interest on this. If I can get away with it, it takes the claim up to around 6 thousand, so well worth doing, but just not sure what arguments to use in court, if it gets that far, which Im sure it will, in terms of going back older than 6 years. All of the charges are older than 6 years on this claim 2, so not quite sure where I stand in relation to legal arguments for this and using Contractual. Any help would be very much appreciated.

Fendy xxxx

[peed 'orf]

Fendy, I must say you is a busy little Bee!

Abbey are standing firm, won't give me my info either!

[Fendyweather]

Um, very frustrating, but more than one way to skin a cat, or a shabby, Lol Lol Lol xxx Im not a gal who plays dead. One way or another I will get what I need, just gotta plot and plan the next step thats all. Fendy xxx

[Simian]

Hi Fendy, I have been out of the more recent CI discussions, but there is now appearing a trend toward using Account of Profits in these claims. Basically, we use the banks' published accounts and determine what their net profit was, as a percentage of their total turnover. This percentage is then applied to our penalties, as we are disgorging them of the profit they made from these charges. This is usually a higher figure than the CI would have been, and so we offer the option of settling at the CI rate as an alternative, or a gesture of goodwill.

Additionally, I believe that we can then use the LA s.32, as we are able to show deliberate concealment.

[Fendyweather]

Re: Fendy -v- Abbey Bank Round 2

Have let this slide a bit. Need to file at court but just havent gotten around to it what with everything else going on. Will update this on the abbey thread as this CCI thread confuses me somewhat. Fendy xxxxx