Aqua Card refuse promissory note and A4V

[MPotter]

Re: Aqua Card refuse promissory note and A4V

From my understanding, the minimum repayment should not be less than the interest charged @Debt Camel

Debt is not a criminal offence, you can not be arrested for debt. I am not sure where you heard about people being arrested for non payment of civil debts, not in the UK.
If you are well known to the local police, debt collectors should be a walk in the park. Besides, they very very rarely call. I have had one , once and when I asked him to go away (politely) he did , with no payment
The only way you could be was if a court ordered you to attend for example an examination of your income and expenditure and you didn't. They could then issue a warrant but I have never ever heard of that
@charitynjw any thoughts?

Cheers. Given that they've already broken the rules, should I just default and tell them Foxtrot Oscar? Could I send a WOIRA if the debt is passed onto a collector? Obviously I will open any mail from debt collectors, Aqua Cards or their parent company Newday Ltd!

[warwick65]

Re: Aqua Card refuse promissory note and A4V

Well I do not want to recommend any course of action, I assume you mean the notice of implied rights access

If I ever get a letters saying they will visit I sent a version of one of those, some respond and some don't. No real legal status i don't think, well unless you want to take them to court for trespass but you would need to show a loss , which if you don't answer the door is difficult

[MIKE770]

Re: Aqua Card refuse promissory note and A4V

well pointed out Warwick65

[MPotter]

Re: Aqua Card refuse promissory note and A4V

Well I do not want to recommend any course of action, I assume you mean the notice of implied rights access

If I ever get a letters saying they will visit I sent a version of one of those, some respond and some don't. No real legal status i don't think, well unless you want to take them to court for trespass but you would need to show a loss , which if you don't answer the door is difficult

You are correct - sorry to not be clear. I meant a Withdrawal Of Implied Rights Of Access.