Enaid v Monument ***Settled***and unsettled

[archer_66]

enaid they are putting you thru the mill on this one ....keep ur chin up and itll be over b4 you know it xx

[Tempty]

how's things going with this one enaid?
not heard anything?

[enaid]

They cashed the cheque Yesterday that I sent on 31st May for CCA, they took their time with that. They mustn't need the money it was for a whole pound lol

[Tempty]

lol or maybe they are getting desperate now and trying to rake back every penny they can...lol.

hows yer bundle going...got it all sorted?

[enaid]

Waiting for Deltas half then i will finish it off, hopefully there will not be much to do . Just the statements with charges on me letters and emails, then I should be sorted. Did you pm nattie?

[Tempty]

yeah
he said it was worth a go, but could not tell me i'd deffinatly get it!
can but try though eh

[enaid]

Posted bundle yesterday £6, not happy but it will get there in time, bet theirs doesn't lol.
Will be hand delivering the court one tomorrow, so that is all sorted, just have to wait now for a cough up, or a court visit.
Only one more claim to go, was going to do Natwest round 2 but not sure, One thing, I will be keeping all my statements from now on and as soon as the green light is on I'll be off again lol

[Tempty]

well at least it's done now hun and out of the way
I'll be keeping all my statements from now on too, waiting for that green light ....lol

[archer_66]

well done enaid!
ive had trading standards tell me today that monument have commited a "technical offence" by not providing the CCA as requested but they can still take it to court even without a CCA that is properly executed! so much for trading standards being there to help us.....sounds more like they are there to help the companies more as they seem to do whatever they please without consequences.wish i knew how to do contractual interest though im claiming charges back from them now.if they want to be awkward so can i! lol

[iancognito]

Archer

http://legal-beagles.co.uk/forums/showthread.php?t=204

Just fill out this as you would a normal schedule, put the interest rate in the top right and bingo! does the rest for you

[WendyB]

Archer, I managed to do the CI for my cap One claim so it can't be that difficult lol

[archer_66]

i know im going to sound proper blonde but what interest rate do i put in the latest one? i dont think its on my statements .how would i find out?

[iancognito]

It is usually on the statements but may be shown monthly, so it could be shown as 2.45% or whatever, you multiply that by 12 to get the annual rate.

[enaid]

well done enaid!
ive had trading standards tell me today that monument have commited a "technical offence" by not providing the CCA as requested but they can still take it to court even without a CCA that is properly executed! so much for trading standards being there to help us.....sounds more like they are there to help the companies more as they seem to do whatever they please without consequences.wish i knew how to do contractual interest though im claiming charges back from them now.if they want to be awkward so can i! lol

Get the CI done if you can its uo to the judge ther you get it or not but either way you will still get 8% at court stage. Enaid xx

[archer_66]

i cant get it to open on my computer i need another program office which i dont have.i tried to download a free trial but i dont have the space on my PC
oh well ,never mind