WendyB - v - Capital One ***SETTLED***

[enaid]

Re: WendyB - v - Capital One

tis the court Wendy some are doing blanket stays on all claims CC or bank accounts. CC's should not be stayed really, but I think you would have to go through the process to get the stay lifted.
This is how I understand it anyway, suppose if you can find out what is happening in your local court you might be ok.

[archer_66]

Re: WendyB - v - Capital One

yea i had the same letter off cap one saying they wouldnt up the offer and then i filed to court and got the money after they acknowledged the claim.but with this stay thing going on at the moment everything is a bit up in the air

[WendyB]

Re: WendyB - v - Capital One

Well my letter from Cap One arrived on saturday, nothing exciting, just a copy of the default they allegedly sent me. Not even a copy, just a letter telling me what was on the original letter, they say they can't produce exact copies. I'm giving up on the default removal, althought they are gits and knew I'd be paying the balance on a certain date, they defaulted me a week before I paid it. never mind, I've had worse things than a default on my record! This letter also says that after I paid them 20 recently they've marked it as settled....I'll just go and have a look at my credit file shall I? Back later......

[archer_66]

Re: WendyB - v - Capital One

well if they have theyll have done it quicker than they did mine!! im still waiting for them to update my file???!!

[WendyB]

Re: WendyB - v - Capital One

Just checked my file and surprise surprise, its still showing a balance of £48, and hasn't been updated since April. I can feel a strongly worded snotty letter coming on

[iancognito]

Re: WendyB - v - Capital One

You can report inaccuracies on the ICO website via their 'contact us' link

[WendyB]

Re: WendyB - v - Capital One

Yes, probably will do. Am hoping the boss is gonna be out tomorrow so I can get on with it

[archer_66]

Re: WendyB - v - Capital One

yes wendy mine still has 8 on it and its been finished!!

[archer_66]

Re: WendyB - v - Capital One

although if thats a default itll be there a while although cheeky cos it was because of the charges .... so ill have to wait and see what they say

[WendyB]

Re: WendyB - v - Capital One

Yes, 8 means default so not much chance of my 8 disappearing. Spoke to Cap one last night and apparently they update the file 287 days after there's been activity, so mine should be updated by the end of the month. Just have to wait and see.

they've had my last letter, said it was showing as recieved yesterday, (I know they had it on 15th) they have a 3-5 day turnaround, allegedly......

[WendyB]

Re: WendyB - v - Capital One

Got my bog off letter from Crap One, not prepared to offer any more, hope we can move forward blah blah. Looks like I'll be filing an N1 soon - if I can scav up the £60 quid!

Am off to check POC's etc.. This is a bit scary now as my first N1, don't want to get it wrong..

[archer_66]

Re: WendyB - v - Capital One

wendy youll be fine,just make sure you check everything you write,down to your name! ive missed the MISS off my forms and the word BANK and theyve sent it back for me to correct.!! theyll pay up as soon as you file the forms anyway.moneys not far off now!

[WendyB]

Re: WendyB - v - Capital One

Can someone point me in the direction of POCs for credit cards please? My server keeps crashing out and I'm getting nowhere fast!

[iancognito]

Re: WendyB - v - Capital One

With CI?

http://legalbeagles.info/forums/show...72&postcount=1

There is some discussion but I've used it for my Cap 1 claim

[archer_66]

Re: WendyB - v - Capital One

oh and just to let you know they havent got an 8 on my report its a 6!! still havent heard anything ....what about you/???