I am currently in the process of doing a self managed dmp.
I have an overdraft well 2 with abbey and I have left this one till more or less last to deal with.
I don’t know if this is the right course of action but I set up payment plans with the companies who excepted my proposals and the others I just let default and waited for them to go to collections agencies (to add I have given up worrying about my credit rating)
So I have just received a default notice for one of my accounts from abbey and I have searched high and low but cant seem to find any info on there collection process.
So my question is does anyone know what the process is I have 2 overdrafts one for £400 and one for £1600. Will they sell these debts of or will they pursue them themselves?
Any help would be greatly appreciated.
Thanks in advance.
I have an overdraft well 2 with abbey and I have left this one till more or less last to deal with.
I don’t know if this is the right course of action but I set up payment plans with the companies who excepted my proposals and the others I just let default and waited for them to go to collections agencies (to add I have given up worrying about my credit rating)
So I have just received a default notice for one of my accounts from abbey and I have searched high and low but cant seem to find any info on there collection process.
So my question is does anyone know what the process is I have 2 overdrafts one for £400 and one for £1600. Will they sell these debts of or will they pursue them themselves?
Any help would be greatly appreciated.
Thanks in advance.
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