I had a fixed penalty notice of £205 which went to the marston group. I entered into a payment arrangement with them and they charged there own fee of £85. I paid £100 on the 6th June and was supposed to have the debt cleared by the 29th June. Unfortunately I was unable to clear the debt until 18th July but on that date paid the remaining £190. As far as I was aware the debt had been cleared.
Yesterday, 27th July a Balliff arrived at my property. My daughter answered the door and she is 15. I was not in and she informed my boyfriend, as she was doing so the baliff put her foot in the door. My boyfriend went to speak to her and she informed him that £215 was outstanding and that if it was not paid she was here to sieze items. My boyfriend called her scum. The police were called.
At this point my boyfriend called me I came home immediately. I informed the baliff that I had paid the debt in full and showed her proof. She did not dispute that I had paid but said that because I was late in paying the extra £215 balliff charge had been added.
The police at this point still had not arrived and she still had her foot in the door. I phoned up the National debt helpline straight away and they confirmed that because this was the baliffs first visit and the orgingal debt and marstons own £85 fee had been paid in full before her arrival that she could not sieze my goods. I asked them to explain this to her. I passed the phone to her and she gave her name but said that she was not entering into any discussion as she had a warrant and right to enter my home.
National debthelpline then advised me to call marston and speak to a supervisor and explain what has been happening. I telephoned Marston and asked to speak to a supervisor. They took my reference number and then point blank refused to let me speak to a supervisor. I tried explaining the situation but they said that because I broke the agreement (I paid late) they had every right to charge extra. I explained what the national debt helpline had said and the lady stated that she was not going to get into an argument with me and slammed the phone down.
The balliff still had her foot in my door. The police took the best part of 3 hours to get here. On his arrival I explained the situation to him. He stated that because she had a warrant, there was nothing he could do apart from keep the peace.
They entered my property. I was distraught. For what its worth I do have a mental health condition and having this ballif and police officer come into my home and poke around in my draws and enter my bedroom is too much. The police officer must have known this because he advised me to speak to the samaratains after they had gone. The balliff advised me that there would be an extra £300 charge for the van and and extra £50 per day storage charge.
After some pleading with my boyfriend he kindly agreed to pay the £215 in cash so I managed to keep my items.
I am sorry to waffle on but I wanted to give as much information as possible.
Are the national debt helpline right? Are they not allowed to charge balliff charges if the balliff has not visited my property before. If so, how do I go about claiming the money back as
1. I recently lost my job due to my condition and somehow now have to claim benifits and pay back my boyfriend.
2. The mental distress this had caused is too much. I tried my very best to pay back the debt and feel that I have been violated. I have barely been able to stop crying. Fortunately, I already had an appointment with my GP this morning she has kindly given me extra medication to cope with the distress.
Had it not been for my boyfriend I would now have now have no computer, televison ect. Not to mention my daughter must think I am a total loser.
Yesterday, 27th July a Balliff arrived at my property. My daughter answered the door and she is 15. I was not in and she informed my boyfriend, as she was doing so the baliff put her foot in the door. My boyfriend went to speak to her and she informed him that £215 was outstanding and that if it was not paid she was here to sieze items. My boyfriend called her scum. The police were called.
At this point my boyfriend called me I came home immediately. I informed the baliff that I had paid the debt in full and showed her proof. She did not dispute that I had paid but said that because I was late in paying the extra £215 balliff charge had been added.
The police at this point still had not arrived and she still had her foot in the door. I phoned up the National debt helpline straight away and they confirmed that because this was the baliffs first visit and the orgingal debt and marstons own £85 fee had been paid in full before her arrival that she could not sieze my goods. I asked them to explain this to her. I passed the phone to her and she gave her name but said that she was not entering into any discussion as she had a warrant and right to enter my home.
National debthelpline then advised me to call marston and speak to a supervisor and explain what has been happening. I telephoned Marston and asked to speak to a supervisor. They took my reference number and then point blank refused to let me speak to a supervisor. I tried explaining the situation but they said that because I broke the agreement (I paid late) they had every right to charge extra. I explained what the national debt helpline had said and the lady stated that she was not going to get into an argument with me and slammed the phone down.
The balliff still had her foot in my door. The police took the best part of 3 hours to get here. On his arrival I explained the situation to him. He stated that because she had a warrant, there was nothing he could do apart from keep the peace.
They entered my property. I was distraught. For what its worth I do have a mental health condition and having this ballif and police officer come into my home and poke around in my draws and enter my bedroom is too much. The police officer must have known this because he advised me to speak to the samaratains after they had gone. The balliff advised me that there would be an extra £300 charge for the van and and extra £50 per day storage charge.
After some pleading with my boyfriend he kindly agreed to pay the £215 in cash so I managed to keep my items.
I am sorry to waffle on but I wanted to give as much information as possible.
Are the national debt helpline right? Are they not allowed to charge balliff charges if the balliff has not visited my property before. If so, how do I go about claiming the money back as
1. I recently lost my job due to my condition and somehow now have to claim benifits and pay back my boyfriend.
2. The mental distress this had caused is too much. I tried my very best to pay back the debt and feel that I have been violated. I have barely been able to stop crying. Fortunately, I already had an appointment with my GP this morning she has kindly given me extra medication to cope with the distress.
Had it not been for my boyfriend I would now have now have no computer, televison ect. Not to mention my daughter must think I am a total loser.
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