Hi, I would appreciate any advice on a bailiff visit that I had today.
I own a limited company and have a debt that I have been paying off after reaching an agreement with Marston and the creditor, due to the loss of a major customer my companies financial circumstances have changed dramatically and I have not met the last two payments as agreed. I have paid 3/4 of the debt and fully intend to pay the remainder.
My issue is that the bailiff (HCEO) arrived at my home address, which is not the operating address or registered office for the business, he entered the property by climbing over a set of gates that were closed, knocking on the front door. My wife was at home with our children and did not open the door, or call the police...
The bailiff walked around the driveway and entered the rear garden before leaving by climbing over the gates again, at the front door he left a notice of seizure, listing my wifes car a garden table and chairs, BBQ and a petrol lawnmower.
I contacted the bailiff after getting his contact number from Marston. I asked why he visited my residential home and not the business address he stated that this was the address he had, I have never given this out to Marston. All correspondence has been directed to the business address. In addition I asked why he issued a notice of seizure on goods that have absolutely nothing to do with the company and have been privately bought, he said that I would have to prove this.
Is this the correct action of the bailiff? the debt is against the company, our home, contents and car are privately owned and purchased and nothing to do with the business.
I am extremely concerned as my wife is at home alone every day with our children. The bailiff refused point blank to accept my offer of payment to resolve the debt and suggested that I "come up with a better offer" or he will return and force entry to remove the items as listed.... He was not granted access today nor did my wife sign anything.
As said, any advice would be appreciated.
I own a limited company and have a debt that I have been paying off after reaching an agreement with Marston and the creditor, due to the loss of a major customer my companies financial circumstances have changed dramatically and I have not met the last two payments as agreed. I have paid 3/4 of the debt and fully intend to pay the remainder.
My issue is that the bailiff (HCEO) arrived at my home address, which is not the operating address or registered office for the business, he entered the property by climbing over a set of gates that were closed, knocking on the front door. My wife was at home with our children and did not open the door, or call the police...
The bailiff walked around the driveway and entered the rear garden before leaving by climbing over the gates again, at the front door he left a notice of seizure, listing my wifes car a garden table and chairs, BBQ and a petrol lawnmower.
I contacted the bailiff after getting his contact number from Marston. I asked why he visited my residential home and not the business address he stated that this was the address he had, I have never given this out to Marston. All correspondence has been directed to the business address. In addition I asked why he issued a notice of seizure on goods that have absolutely nothing to do with the company and have been privately bought, he said that I would have to prove this.
Is this the correct action of the bailiff? the debt is against the company, our home, contents and car are privately owned and purchased and nothing to do with the business.
I am extremely concerned as my wife is at home alone every day with our children. The bailiff refused point blank to accept my offer of payment to resolve the debt and suggested that I "come up with a better offer" or he will return and force entry to remove the items as listed.... He was not granted access today nor did my wife sign anything.
As said, any advice would be appreciated.
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