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Hi, a local company to me has sent an invoice of £4500 to me, they cannot explain exactly what it is for etc. I've telephoned numerous occasions to be told the woman I need is out, off today or at lunch. She will not return phone calls.
After a few weeks of this I thought leave it, if she wants the money she will call me back. Out of the blue then came a letter from CDS Ltd (Clear Debt Solutions Limited), they said they were collecting the debt for this company and the amount now owing is £7,413. I phoned and explained that the amount was in dispute to be told I have to pay it anyway. I then almost immediately received a letter from CDS Bailiffs saying that their Bailiff Mr Grant Roberts will be calling to remove goods. I phoned him and said he cannot remove goods without a court order to which he replied 'watch me'. I said to him I'm sure I'm right to which he replied 'get some advice, you'll see i'm right'
So following the mans advice I telephoned a solicitor who said he cannot do anything and the charges added were ridiculous and he just smiled and said if he comes phone the police. He also told me to get his Consumer Credit Licence number and report to OFT. I telephoned bailiff back and asked for CCL number to be told it has nothing to do with this, I don't need it. Can you not just give it to me I said to which he replied, 'look son, you don't need it, it has no bearing, I'll see you at the weekend to remove goods' and slammed the phone down.
I realise that he cannot legally remove goods and i'm told that the fees are too high, but i'm getting sick of the harrassment form constant phone calls telling me to pay it. I do not owe this mponey, they cannot prove it, yet insist on constantly demanding money and this obnoxious bailiff is calling tomorrow.
My wife is very upset and frightened and after an assault in her car a few years ago in her gets very scared of strangers. She is now terrified to stay in the house. She now wants to go stay with her parents all weekend in case this man comes around.
I ohoned OFT who said there was nothing they could do and just to report him for theft if he trys to take anything, but with his aggresive attitude and threatning undertones I am truly worried about an assault this weekend and it is wrong my wife feels she cannot stay in our own house. Is there anything I do to get them to leave me alone.
At the moment as I understand the law this debt is between myself and the local company and until an amount has been agreed or we have been to court then CDS cannot terrorise my family like this?
Help and advice appreciated.
The bailiff is not certified when I have checked, but has given a Bailiff reg number on the letter he sent saying he is coming? NAybody know what this means?
as an update in todays post, my case has been passed to Leighton croft and Partners (a trading style of Clear Debt Solutions?) who after seeing the evidence have reached the conclusion that I have received money from their client by fraudlent means. Because of this grave deception we are now........(wait for it?? see what legal course they are going to take??.......)........... ....'preparing a detailed report to be sent to BBC's Rogue Traders!'
The only way of stopping this now is to pay the full amount immediately.
I don't know wether to laugh or cry at this latest one, to me they are making themselves look silly now, but its still distressing to me and my family!! This is taking time now and money I can ill afford - is there no way I can attack them back??
Thanks
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