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CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

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  • #31
    Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd, i need help

    As you did not enter a defence you could argue that you were waiting on the response from the claimant.

    Did the letter from the claimant mention putting the case on hold at all?

    Worth a shot asking celestine
    otherwise [MENTION=6]Amethyst[/MENTION] [MENTION=42011]Nem[/MENTION]esis [MENTION=5553]charitynjw[/MENTION]
    they might be able to offer some other insight

    Comment


    • #32
      Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd, i need help

      I am going to send a message to Celestine but I can tell you what their letters said:- The letter from Lowell Solicitors dated 23/12/15 said - Our reference: 164056046 - We refer to the above matter. We confirm we have received your letter dated 14th December 2015 requesting documents. Our client is in the process of gathering this information, we will write to you again in due course.
      The second letter I received from them was dated 30/12/2015 and said - Our reference: 164056038 - Thank you for your letter dated 14th December 2015. We note the contents and write to advise you that we have requested a copy of your Credit agreement and copies of your statements from our client and will forward the same to you upon receipt. Neither of them said they would put the claim on hold though. Thank you Noah, I really do appreciate your help

      Comment


      • #33
        Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

        I have merged the threads so we can see more clearly what has happened.

        An application to set aside this judgment will be required.

        This thread is similar but more straightforward as it raises primarily Limitation Act arguments and is therefore somewhat more 'open and shut'.

        http://www.legalbeagles.info/forums/...ed-CCJ-letters

        In this instance the defence would be? Non compliance with CCA request? They are most certainly in breach now. What year was the card opened and when was payment last made.
        "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

        I am proud to have co-founded LegalBeagles in 2007

        If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

        If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. com

        Comment


        • #34
          Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

          Dear Celestine, thank you so much for helping me, I am at my wits end with it all so I really appreciate your help. I just did not realise that I had to put my defence in, I was waiting for them to send me the details I had requested, lesson now learnt!
          This one is for a Bank account with Halifax, I cannot remember the exact date I opened it but it was around the year 2000/01, the last payment I used the account was, I think, in late 2011. I have been contacted by lots of different companies concerning this debt, I think they keep passing it around. If this message is to you personally and nobody else can see what I write I can message you details of my circumstances, I just do not want everyone to see what I write about me, if that makes sense. I think I might not have to pay the full Court fee but I have just found the information online so I am just going to look at it to see if we qualify. Thank you for your help and sorry for not getting back to you sooner

          Comment


          • #35
            Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

            Dear Celestine, I have found a letter written by my doctor for me to send to my creditors, the letter is dated 8th November 2011. I can message you my circumstances if you need me to but I would like to do it by private message if that is okay with you. I do not know if this is a private message but if you could let me know I would be grateful, thank you for your help

            Comment


            • #36
              Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

              When you post on the thread we can all see it.

              Click on on celestines name and then on send private message

              Comment


              • #37
                Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                Thank you Noah, I will do it now and thank you for your help :tinysmile_grin_t:

                Comment


                • #38
                  Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                  Hi FedUp - I will take a proper look at this tomorrow.
                  "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

                  I am proud to have co-founded LegalBeagles in 2007

                  If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                  If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. com

                  Comment


                  • #39
                    Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                    Thank you. I will send you a private message tonight, just so you have the background for tomorrow but just ignore me till then - Thank you and sorry for disturbing all of your weekends

                    Comment


                    • #40
                      Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                      Though CCA 1974 does cover overdrafts, s.77-79 does not as usually there is no 'agreement' as such.

                      However, the opponent appears not to have noticed this detail and has responded saying they have referred to original creditor for copy of the agreement? But at some point they will respond saying 'no can do and not relevant anyway'.

                      Were there loads of bank charges added to this account?

                      Not looking ideal unfortunately.
                      Last edited by Celestine; 4th April 2016, 10:31:AM.
                      "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

                      I am proud to have co-founded LegalBeagles in 2007

                      If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                      If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. com

                      Comment


                      • #41
                        Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                        Hi, oh no, I was worried you might say that. It was a bank account yes and I run the overdraft up, there was not a lot of charges put on this no, mainly just the solicitor charges.

                        Comment


                        • #42
                          Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                          Sorry to have to be straight. If the claim hadn't gone past judgment it might have been worth trying to defend BUT post judgment the hill gets lots steeper as you have to be able to demonstrate now (in the set aside application) that you have good grounds for defence plus good reason for the default judgment occurring.
                          "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

                          I am proud to have co-founded LegalBeagles in 2007

                          If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                          If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. com

                          Comment


                          • #43
                            Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                            I've just seen your PM - I will respond to that separately xxx
                            "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

                            I am proud to have co-founded LegalBeagles in 2007

                            If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                            If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. com

                            Comment


                            • #44
                              Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                              Hi, thank you. If any of the details in my message can be used I do have proof if needed :_tighthug__by_darkm

                              Comment


                              • #45
                                Re: CCJ claim form County Court Business Centre - Lowell Portfolio Ltd

                                Thank you all so much for all your help, I have had a think about this, there is nothing I can do so I will leave it, thank you :lb:

                                Comment

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