Hi Everyone

[tj79]

Hi, hoping for a little help. I have an outstanding debt with HSBC for around £7000, which is due to become statute barred in about 6 weeks. However, 8 weeks ago, my other half received a form from HSBC saying that they believed he had been missold PPI, which he signed and returned. We then had a letter telling us HSBC had bought back the debt from the agency they had sold it to, and have today received a letter offering him £840 which is to be offset against the amount owed. My question is, if we accept the offer, is that deemed to be a payment made, therefore restarting the 6 year period? Or has my beloved other already reset the clock by making the claim?

[Inca]

Re: Hi Everyone

Hi and to LegalBeagles..I can't answer your questions but I'm sure one of the clever bods who can will pop by soon

[tj79]

Re: Hi Everyone

Thanks Inca, nice to meet you!

[CleverClogs]

Re: Hi Everyone

Hi, hoping for a little help. I have an outstanding debt with HSBC for around £7000, which is due to become statute barred in about 6 weeks. However, 8 weeks ago, my other half received a form from HSBC saying that they believed he had been missold PPI, which he signed and returned. We then had a letter telling us HSBC had bought back the debt from the agency they had sold it to, and have today received a letter offering him £840 which is to be offset against the amount owed. My question is, if we accept the offer, is that deemed to be a payment made, therefore restarting the 6 year period? Or has my beloved other already reset the clock by making the claim?

In whose name(s) was the £7000 debt incurred?