DCA's

[derekafarmer]

Hi, Everyone.

I work abroad, but live in Scotland.
I am presently having a torrid time with Lovell Group over a Barclaycard debt of £3,500.
It has taken 15 months for Barclays to finally admit that they have sold the debt. Prior to this, I was receiving letters and telephone calls from companies purporting to act as "agents" for Barclays.
Apart from the fact that it is disgusting practice for a British High Street Bank to sell its customers accounts to non-banks (and where is the Banking Regulator in all of this ??),
I would like to know if the legal position for assigned debt is the same in Scotland as it is in England.
At the present time, I have refused to accept Lowell Group's statement that the debt is assigned, and am demanding a full accounting from Barclays to include the price at which they sold the debt.
I assume that Lowells probably paid less than 20% of face value and therefore stand to make huge profits during these times of hardship.

Any legal advice is appreciated.
Cheers

derekafarmer

[di30]

Re: DCA's

Hello and welcome to LB

I am sure someone will be here at some point to help you through this matter.

Wishing you luck and hope all is resolved very soon, fingers crossed.

[Curlyben]

Re: DCA's

Sounds like normal SOP for Sharkley I'm afraid.

Forcing them to answer your questions is a good approach and clearly puts the account into dispute.
As for Lowell, I would inform them for the dispute with B'card and that you will NOT converse with them until such time as it is resolved.

Have a read through the first link in my siggie for some helpful advice.