hi im new to this site and would like some help and advice about how to reclaim my bank charges.
i lost my job at the begining of june and am finding it increasingly hard on benefits. my bank carges are over 18months old and i no longer use the acc but it is still open. i was only working for just over 1 year and my bank charges were all wen i was unemployed and reciving benefits (not sure if this makes a difference?)
i have 2 children a girl of almost 5 and a boy of 4. i have no contact with there father and do not recive any maintanace payments from him.
i recive child tax credits income support and child benefit. i unfortunatly have debts and a court fine to pay also...i did have some savings altho these were only of £300 and are almost gone as my income is not covering my outgoings im learning to cut back on things but im not sure where i can cut back anymore?
i have read a few things on this site about how to make a claim but a few stories seem to contradict each other they have obviously worked for each individual but would just like a better explination a clear route of which to take....also the bank in question is halifax does anyone have the numbers or addresses which i need.
any help would be grately appreciated
thank you jennifer
i lost my job at the begining of june and am finding it increasingly hard on benefits. my bank carges are over 18months old and i no longer use the acc but it is still open. i was only working for just over 1 year and my bank charges were all wen i was unemployed and reciving benefits (not sure if this makes a difference?)
i have 2 children a girl of almost 5 and a boy of 4. i have no contact with there father and do not recive any maintanace payments from him.
i recive child tax credits income support and child benefit. i unfortunatly have debts and a court fine to pay also...i did have some savings altho these were only of £300 and are almost gone as my income is not covering my outgoings im learning to cut back on things but im not sure where i can cut back anymore?
i have read a few things on this site about how to make a claim but a few stories seem to contradict each other they have obviously worked for each individual but would just like a better explination a clear route of which to take....also the bank in question is halifax does anyone have the numbers or addresses which i need.
any help would be grately appreciated
thank you jennifer
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