Tax credits overpayment/advantis

[Guest]

Good Morning Beagles,

I recieved a letter pre lockdown from advantis regarding a overpayment of tax credits from a previous claim over 2 years ago

I've recieved another letter again today about it but as I've lost my job (like many from covid), I really want to get on top of this. First to clarify the debt and then if it is correct to set up a reasonable payment plan

This is the time I have been in such a situation so I'm rather a noob so any advice or what process to follow would be greatly appreciated

Thanks Everyone

[des8]

Do you dispute the over payment with HMRC or do you accept it?
If you disagreed with it did you complete form TC846 tax credits over payment or write to HMRC

[ploddertom]

Advantis are just a Debt Collector, deal with HMRC direct, they are not ogres.

[Vigilant91]

Sorry just managed to register no I do not dispute the debt, it was a miss communication and what I was entitled too. I didn't know until it was too late

What I want to avoid is advantis putting in a unrealistic payment plan as I can honestly afford between £5 - £10 a week

Is it as easy as just penning a letter stating this?

[des8]

As ploddertom contact HMRC directly by letter explaining your position and make an offer that you know you can maintain.
No need to offer more than you can realistically pay

[ploddertom]

Something I learnt from dealing with HMRC - I was in a similar position a few years ago and they wanted a 4 figure sum back from me. In the end I served a SAR on them and by the time I got it all sorted the debt was wiped out and they actually owed me money. Never take HMRC at face value.