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Hello
I am desperate for some advice. I’ve received a County Court Claim form from DrydensFairfax for outstanding student loans from 1996 totalling just over £1,300 plus fees taking the claim up to £1,500.
I have sent my forms off to the court admitting the debt and offering to pay it off at £5 per month, which is all I can afford. I submitted an income and expenditure form to detail my financial situation. However, I’m now regretting doing this as I’ve just re-read the forms and seen that I should have sent them to Drydens rather than the court as doing so will automatically result in a CCJ.
Other than paying the £1,500 in full, which I can’t as I don’t have that kind of money, is there any way I can avoid a CCJ? Are they likely to go ahead with the judgement? If I manage to speak to Drydens (I have called and never been able to get through) will they accept a payment plan without a CCJ?
I really need to not have a CCJ on my credit file over the coming years.
Any advice would be very welcome. Thanks
I am desperate for some advice. I’ve received a County Court Claim form from DrydensFairfax for outstanding student loans from 1996 totalling just over £1,300 plus fees taking the claim up to £1,500.
I have sent my forms off to the court admitting the debt and offering to pay it off at £5 per month, which is all I can afford. I submitted an income and expenditure form to detail my financial situation. However, I’m now regretting doing this as I’ve just re-read the forms and seen that I should have sent them to Drydens rather than the court as doing so will automatically result in a CCJ.
Other than paying the £1,500 in full, which I can’t as I don’t have that kind of money, is there any way I can avoid a CCJ? Are they likely to go ahead with the judgement? If I manage to speak to Drydens (I have called and never been able to get through) will they accept a payment plan without a CCJ?
I really need to not have a CCJ on my credit file over the coming years.
Any advice would be very welcome. Thanks
