Claims4You

[Guest]

I used Claims4You to get some PPI back from Welcome Finance.
I signed a contract with them .
I got the Payment through the Financial Compensation Scheme.
Since I got the Payment my Mother Passed Away and I used the money I got to pay for her Funeral so I couldn't pay Claims4You there fee in full. I sent them A Payment of £50 with £338.13 to follow when I can afford it.
I asked them for a Payment Plan which they utterly refused and are now threatening me with Debt Collector .
Any Advise would be appreciated.
Thanks

[Amethyst]

When you told them you were paying the £50 with the rest to follow, did you offer to pay them £50 a month ? That might be an idea rather than leaving it as a 'when I can afford it' issue.... if they are receiving monthly payments off the invoice they shouldn't trouble you with debt collectors.

[DUDDERS58]

I Did Offer £50 a month . They said they do not accept Payment Plans. Also said as I got paid in full they want Fee Paid in full.

[Amethyst]

Well they can't have what you don't have.... so send them your £50 a month ( assuming that's affordable - if it isn't then do your IE sheet and confirm what it is you can afford to pay monthly and offer them that ( and make the payments thereafter ). Have you been making the offer in writing or has it all been by phone?

[DUDDERS58]

I made the offer by email.