Hi,
I've recently joined, great site.
I was hoping for some guidance on a recent letter of claim I received from Kearns on behalf of IDR / link relating to an alleged debt with Barclaycard pre 2007 for approx £12k.
I've sent off cca request but I'm not expecting a reply until after the 30 days.
I fully intend to defend but my question is;
should I ask for 30 more days and contest the claim
or
should I ask for 30 more days and tick off the box that says I am undecided on contesting the claim.
thanks
Milky
I've recently joined, great site.
I was hoping for some guidance on a recent letter of claim I received from Kearns on behalf of IDR / link relating to an alleged debt with Barclaycard pre 2007 for approx £12k.
I've sent off cca request but I'm not expecting a reply until after the 30 days.
I fully intend to defend but my question is;
should I ask for 30 more days and contest the claim
or
should I ask for 30 more days and tick off the box that says I am undecided on contesting the claim.
thanks
Milky
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