Hi Guys I've just received a claim form from Northampton, for a debt originally from HFC BANK .
I took out the finance in 2009, through DFS, But lost my job later in the year, Ended up trying.to organise reduce payments, which I couldn't keep. Moved on with my life, new job new partner new home etc and heard nothing since..... Until this letter was sent , stating the original debt had been sold to Cabot Finance. .hence the court claim.
I believed that the original debt got written off after 6 years. It is not on my credit history. I will copy and paste the court claim and await your advise
Thank you
I took out the finance in 2009, through DFS, But lost my job later in the year, Ended up trying.to organise reduce payments, which I couldn't keep. Moved on with my life, new job new partner new home etc and heard nothing since..... Until this letter was sent , stating the original debt had been sold to Cabot Finance. .hence the court claim.
I believed that the original debt got written off after 6 years. It is not on my credit history. I will copy and paste the court claim and await your advise
Thank you
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