You will need your own travel insurance if you are planning a trip to Jersey or any of the other Channel Islands, as UK government severs agreement
If you are planning a trip to the Channel Islands make sure you pack some travel insurance, because a change to the healthcare rules applying to UK visitors means you could be hit with a big bill if you are injured or fall ill.
In what seems to be a cost-cutting exercise by the UK government, an agreement in place since the mid-70s allowing UK travellers to get some free medical treatment is being scrapped on Tuesday.
Anyone travelling to Jersey, Guernsey, Alderney, Sark or Herm after this date will be required to pay for any medical treatment, even though the islands are crown dependencies, the UK Department of Health says.
As a result, UK residents visiting the islands "must ensure they have adequate travel insurance," it adds.
A spokeswoman for the department says it has always recommended that Brits going to the islands take out travel cover, as even with the agreement in place, UK tourists have always been charged for some healthcare services, including GP treatment, dental care and prescribed medicines (in Jersey), A&E hospital treatment, emergency dental treatment, GP and other medical care, ambulance travel and prescribed medicines (in Guernsey).
At the moment, if someone falls ill on holiday in Jersey they would have to pay to see a GP or to get prescribed medicine – but would get free in-patient and outpatient treatment and free ambulance travel. From 1 April, the things that are currently free will have to be paid for, though if you have travel cover, the insurer will pick up the tab.
Travellers cannot rely on cover from the European Health Insurance Card scheme as the islands are not part of the EU.
The press release announcing the change does not explain why the UK government is ending the agreement, though it is understood the official view is that it no longer represents good value for money.
Ironically, a few days after making the announcement, the DoH released new research showing that while almost half of all British travellers become ill or injured on holiday, 35% have delayed often essential medical treatment until they got back home. One of the main reasons people give for not seeking treatment abroad was "concern about the potential cost".
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