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A guide to voluntary termination: Your rights

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  • A guide to voluntary termination: Your rights

    Consumers who enter into regulated hire purchase or conditional sale contracts under the Consumer Credit Act 1974 (the CCA 1974) are afforded certain rights and remedies. One of those rights, is the ability to terminate the agreement at any time before the final payment under the contract becomes due. This is known as voluntary termination which has been around for 25 years and applies to any form of goods under a hire purchase or conditional sale contract.

    The purpose of this guide is to provide you with a comprehensive understanding of your rights under the CCA 1974 through a mixture of the legislation itself, court decisions and any other relevant guidance.

    Please note that the guide is a 'living' document, meaning that it will be updated as and when I consider it necessary. If there is anything in the guide that you feel is missing, feel free to message me and give me some suggestions.

    It is also advised you read the Legal Stuff section first and foremost

    Update (17/0/2020) it looks like a lot of people are struggling to download the PDF and may be getting error messages or blank pages. I have added an alternative link accessible through dropbox: click here
    Attached Files
    Last edited by R0b; 17th October 2020, 19:30:PM.
    If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
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    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.
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