So today I contact Black horse finance (BHF) for an email address so I could VT a car I'm just over half way through paying. Having spoken to them over the phone they were very rude and obstructive refusing to provide me with an email address insisting that I need to fill in their paperwork and not the one found here.*
BHF then told me I needed to pay £1400 for 'insurances' which I never knew I had (they claim this is some sort of warranty which is news to me). So far I've paid a total of*8,489.79 on a £10,700 car (APR was 10.9% I believe). The agreement was for £275 a month plus £500 deposit and I am just at the half way mark now with 2 and a half years to go.*
On top of this BHF insisted I would have to pay the £75 collection fee and continue making monthly payments until they have dealt with the paperwork at their end. I've stuck to my guns so far and told them that isn't going to happen but any advice / moral support would be great at this time!
It's only the 'insurances' side of things which are concerning me at the minute, anybody got any advice?*
Thanks in advance,*
*
BHF then told me I needed to pay £1400 for 'insurances' which I never knew I had (they claim this is some sort of warranty which is news to me). So far I've paid a total of*8,489.79 on a £10,700 car (APR was 10.9% I believe). The agreement was for £275 a month plus £500 deposit and I am just at the half way mark now with 2 and a half years to go.*
On top of this BHF insisted I would have to pay the £75 collection fee and continue making monthly payments until they have dealt with the paperwork at their end. I've stuck to my guns so far and told them that isn't going to happen but any advice / moral support would be great at this time!
It's only the 'insurances' side of things which are concerning me at the minute, anybody got any advice?*
Thanks in advance,*
*
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